27 Union St, Westminster, MD 21157 Property Records

Carroll County property record for 27 Union St, Westminster, MD 21157

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4,160 sqft · built 1982
Lot Size	0.356 acres (15,507 sqft)
Owner	Company Name on Record
Last Sale	$961,600 (Apr 2020)
Tax Bill	$8,518 (2026)
Deeds & Mortgages	Apr 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-080204`

Property Details

APN / Parcel Number

Primary APN	`07-080204`
Alternative APNs	`7080204` `080204`

Interior

Units	7 Units
Stories	2 Stories
Building Area	4,160 sqft Total Area
1st Floor Area	4,160 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,507 sqft (0.356 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	080204
Street Address	27 UNION ST
City	WESTMINSTER
State	MD
Zip	21157-4759
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R-750
Legal Description	LT - 15507 SF SC B 27-29 UNION ST 24-167 PROP OF HOPE INC
Legal Subdivision	HOPE INC PROP
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3010
Census Tract	507500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1000 UNIVERSITY AVE, 500, ROCHESTER, NY 14607-1293
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Deed Book / Page	9636 / 324
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 16, 2020
Property Address	27 UNION ST, WESTMINSTER, MD 21157-4759
Document Number	0096360324
Book / Page	009636 / 000324
Instrument Date	Mar 31, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$962.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1000 UNIVERSITY AVE #500 ROCHESTER NY 146071293, 500, ROCHESTER, NY 14607-1293
Investor	Possibly a Property Investor

Mortgage

Document Number	96360341
Date	Apr 16, 2020
Book Page	009636/000341

Lender

Name	BANK OF AMERICA
Type	Bank
Address	1 BRYANT PARK # 34, NEW YORK, NY 10036-6728

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,518.00 (+13.98%)	$507,100 (+58.27%) Land $107,500 Building $399,600	$507,100 (+58.27%) Land $107,500 Building $399,600
2025	$7,473.00 (+38.03%)
2023	$5,414.00	$320,400 Land $107,500 Building $212,900	$320,400 Land $107,500 Building $212,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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