Carroll County property record for 23 Union St, Westminster, MD 21157
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 1,280 sqft · built 1880 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,500 (Apr 2002) |
| Tax Bill | $1,747 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-080174 |
| Primary APN | 07-080174 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,280 sqft Total Area |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Wood |
| Construction Type | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,400 sqft (0.055 acres) |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 080174 |
|---|---|
| Street Address | 23 UNION ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4507 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | R-750 |
| Legal Description | LT 2 - 2400 SF 23 UNION ST PLT 24-167 PROPERTY OF HOPE INC |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 507500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 UNION ST, WESTMINSTER, MD 21157-4507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2002 · Amount on Record |
| Deed Sale | Apr 12, 2002 · Amount on Record |
| Deed Document Number | 200214840 |
| Deed Book / Page | 2875 / 354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 23 UNION ST, WESTMINSTER, MD 21157-4507 |
| Document Number | 0086400436 |
| Instrument Date | Mar 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Address | 23 UNION ST WESTMINSTER MD 211574507, WESTMINSTER, MD 21157-4507 |
| Document Number | 0086400436 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 008640/000436 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 21, 2037 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,747.00 | $104,000 (-1.42%) Land $40,700 Building $63,300 | $104,000 (-1.42%) Land $40,700 Building $63,300 |
| 2025 | $1,747.00 (-1.96%) | ||
| 2023 | $1,782.00 | $105,500 Land $40,700 Building $64,800 | $105,500 Land $40,700 Building $64,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Quantum Internet & Telephone, Verizon.
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