33 Union St, Westminster, MD 21157 Property Records

Carroll County property record for 33 Union St, Westminster, MD 21157

Property Summary

Property Type	Townhouse
Details	1 ba · 816 sqft · built 1890
Lot Size	0.059 acres (2,558 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Mar 2023)
Tax Bill	$2,871 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-147023`

Property Details

APN / Parcel Number

Primary APN	`07-147023`
Alternative APN	`147023`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	816 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Metal
Lot Area	2,558 sqft (0.059 acres)

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	46 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	147023
Street Address	33 UNION ST
City	WESTMINSTER
State	MD
Zip	21157-4507
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT 3B - 2558 SF 33 UNION ST 46-284/286 PROPERTIES OF HOPE INC
Legal Subdivision	HOPE INC PROPERTIES
Legal Lot Number	3B
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3010
Census Tract	507500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

33 Union St, a townhouse, is owned and occupied by an individual who bought it in March 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	33 UNION ST, WESTMINSTER, MD 21157-4507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed, Transfer · FHA Mortgage US BANK NA
Aug 31, 2020	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on File
Deed Sale	Mar 29, 2023 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Book / Page	11004 / 1
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 29, 2023
Property Address	33 UNION ST, WESTMINSTER, MD 21157-4507
Document Number	0110040001
Book / Page	11004 / 1
Map Reference	MB 46 PG 284
Instrument Date	Mar 24, 2023
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	33 UNION ST, WESTMINSTER, MD 21157-4507

Mortgage

Document Number	0110040007
Date	Mar 29, 2023
Book Page	11004/7

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 31, 2020
Property Address	33 UNION ST, WESTMINSTER, MD 21157-4507
Document Number	0098280165
Book / Page	9828 / 165
Map Reference	MB 46 PG 284
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	33 UNION ST, WESTMINSTER, MD 21157-4507

Mortgage

Document Number	0009828172
Date	Aug 31, 2020
Instrument	9828/172

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 33 Union St was $2,871, up 7.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,871.00 (+7.37%)	$170,900 Land $60,000 Building $110,900	$170,900 Land $60,000 Building $110,900
2025	$2,674.00
2023	$2,295.00	$135,800 Land $50,000 Building $85,800	$135,800 Land $50,000 Building $85,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 33 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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