Orange County property record for 27 Gema, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,690 sqft · built 1989 |
| Lot Size | 0.078 acres (3,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $785,000 (Apr 2018) |
| Tax Bill | $9,029 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 690-592-02 |
| Primary APN | 690-592-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,690 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Lot Area | 3,420 sqft (0.078 acres) |
| Garage Area | 458 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 27 GEMA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12883 BLK LOT 157 |
| Legal Subdivision | 12883 |
| Legal Tract | 12883 |
| Legal Lot Number | 157 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 42109 |
Source: Orange County assessment roll, APN 690-592-02, as of July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 42 CALLE MATTIS, SAN CLEMENTE, CA 92673-7050 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 26, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 09, 2018 | Grant Deed, Transfer · Conventional Mortgage PACIFIC HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 09, 2018 · Amount on Record |
| Deed Sale | Apr 09, 2018 · Amount on Record |
| Prior Sale | Oct 26, 2020 |
| Deed Document Number | 0000125099 |
| Last Transfer Date | Feb 01, 2021 |
| Transfer Doc | 0000069418 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 01, 2021 |
| Property Address | 27 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000069418 |
| Map Reference | MB 508 PG 33-38 |
| Instrument Date | Jan 08, 2021 |
| Instrument | 2021000069418 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 27 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000069419 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 2021000069419 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Oct 26, 2020 |
| Property Address | 27 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000603926 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 603926 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 42 CALLE MATTIS SAN CLEMENTE CA 926737050, SAN CLEMENTE, CA 92673-7050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 09, 2018 |
| Property Address | 27 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000125099 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 125099 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $863.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8057 SCHOLARSHIP IRVINE CA 926125697, IRVINE, CA 92612-5697 |
| Document Number | 125100 |
|---|---|
| Date | Apr 09, 2018 |
| Instrument | 125100 |
| Name | PACIFIC HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2048 |
Source: Orange County assessment roll as of July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,029.00 (+3.89%) | $893,194 (+4.04%) Land $682,100 Building $211,094 |
| 2023 | $8,691.00 (+1.94%) | $858,511 Land $655,613 Building $202,898 |
| 2022 | $8,526.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590421092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 435 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system CA3010036, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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