26 Gema, San Clemente, CA 92672 Property Records

Orange County property record for 26 Gema, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,206 sqft · built 1989
Lot Size	0.076 acres (3,344 sqft)
Owner	Trust Name on Record
Last Sale	$210,000 (Sep 1996)
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Mar 2019 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`690-591-77`

Property Details

APN / Parcel Number

Primary APN	`690-591-77`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area

Exterior

Year Built	Built 1989
Lot Area	3,344 sqft (0.076 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	26 GEMA
City	SAN CLEMENTE
State	CA
Zip	92672-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 153
Legal Subdivision	12883
Legal Tract	12883
Legal Lot Number	153
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	42109

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	26 GEMA, SAN CLEMENTE, CA 92672-9408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 1996 · Amount on Record
Deed Sale	Sep 6, 1996 · Amount on Record
Prior Sale	Oct 28, 2002
Deed Document Number	0000454565
Deed Book / Page	690
Last Transfer Date	Mar 25, 2019
Transfer Doc	0000092030
Record Updated	Jun 8, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 25, 2019
Property Address	26 GEMA, SAN CLEMENTE, CA 92672-9408
Document Number	0000092030
Instrument Date	Feb 21, 2019
Instrument	92030
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	26 GEMA SAN CLEMENTE CA 926729408, SAN CLEMENTE, CA 92672-9408

Mortgage

Document Number	92031
Date	Mar 25, 2019
Instrument	92031

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 24, 2059

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26 GEMA, SAN CLEMENTE, CA 92672-9408
Document Number	0000213345
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	26 GEMA SAN CLEMENTE CA 926729408, SAN CLEMENTE, CA 92672-9408

Mortgage

Document Number	0000213345
Date	May 25, 2017
Instrument	213345

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,400.00 (+3.94%) Homeowner's exemption	$342,011 (+4.04%) Land $185,487 Building $156,524
2023	$3,271.00 (+2%) Homeowner's exemption	$328,731 Land $178,284 Building $150,447
2022	$3,207.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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