25 Gema, San Clemente, CA 92672 Property Records

Orange County property record for 25 Gema, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,206 sqft · built 1989
Lot Size	0.079 acres (3,420 sqft)
Owner	2 Company Names on Record
Last Sale	$1,195,000 (Jun 2026)
Tax Bill	$4,282 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`690-592-03`

Property Details

APN / Parcel Number

Primary APN	`690-592-03`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,206 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	3,420 sqft (0.079 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	25 GEMA
City	SAN CLEMENTE
State	CA
Zip	92672-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 158
Legal Subdivision	TR 12883
Legal Tract	12883
Legal Lot Number	158
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	42109

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	25 GEMA, SAN CLEMENTE, CA 92672-9409
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jun 11, 2026	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE
Jun 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Mar 21, 2001 · Amount on Record
Deed Document Number	2026170679
Prior Transfer Date	Apr 17, 2000
Prior Transfer Doc	0000218840
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 22, 2026
Property Address	25 GEMA, SAN CLEMENTE, CA 92672-9409
Document Number	0000267057
Instrument Date	Sep 16, 2026
Instrument	2026267057
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	25 GEMA, SAN CLEMENTE, CA 92672-9409

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 11, 2026
Property Address	25 GEMA, SAN CLEMENTE, CA 92672-9409
Document Number	0000170679
Instrument Date	Jun 5, 2026
Instrument	2026170679
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132,764.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	25 GEMA, SAN CLEMENTE, CA 92672-9409

Mortgage

Document Number	0000170680,
Date	Jun 11, 2026
Instrument	2026170680

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 26, 2017
Property Address	25 GEMA, SAN CLEMENTE, CA 92672-9409
Document Number	0000263305
Instrument Date	Jun 13, 2017
Instrument	263305
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	25 GEMA SAN CLEMENTE CA 926729409, SAN CLEMENTE, CA 92672-9409

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$438,027 (+2%) Land $268,923 Building $169,104
2025	$4,282.00 (+3.96%) Homeowner's exemption	$429,439 (+4.04%) Land $263,650 Building $165,789
2023	$4,119.00 (+1.98%) Homeowner's exemption	$412,764 Land $253,412 Building $159,352
2022	$4,039.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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