Orange County property record for 22 Gema, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,799 sqft · built 1989 |
| Lot Size | 0.076 acres (3,344 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,425,000 (Mar 2024) |
| Tax Bill | $14,679 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 690-591-75 |
| Primary APN | 690-591-75 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,799 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Lot Area | 3,344 sqft (0.076 acres) |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 22 GEMA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-9408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12883 BLK LOT 151 |
| Legal Subdivision | 12883 |
| Legal Tract | 12883 |
| Legal Lot Number | 151 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 42109 |
Source: Orange County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 22 GEMA, SAN CLEMENTE, CA 92672-9408 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2024 · Amount on Record |
| Deed Sale | Mar 5, 2024 · Amount on Record |
| Prior Sale | Sep 15, 2006 |
| Deed Document Number | 2024000049223 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 5, 2024 |
| Property Address | 22 GEMA, SAN CLEMENTE, CA 92672-9408 |
| Document Number | 0000049223 |
| Map Reference | MB 608 PG 33-38 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 2024000049223 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 22 GEMA, SAN CLEMENTE, CA 92672-9408 |
| Document Number | 0000049224 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 2024000049224 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
Source: Orange County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,679.00 (+98.5%) | $1,453,500 (+99.07%) Land $1,231,499 Building $222,001 |
| 2023 | $7,395.00 (+1.94%) | $730,144 Land $504,768 Building $225,376 |
| 2022 | $7,254.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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