Harnett County property record for 27 Cottswold Ln, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,396 sqft · built 2007 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,500 (Jul 2018) |
| Tax Bill | $1,639 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500028331 |
| Primary APN | 1500028331 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Heated Area |
| Gross Area | 2,745 sqft |
| 1st Floor Area | 1,269 sqft |
| Flooring | Plywood |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Area | 430 sqft |
| Porch | Porch |
| Porch Area | 44 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500028331 |
|---|---|
| Street Address | 27 COTTSWOLD LN |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-7053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-20R |
| Legal Description | LOT#506 ANDERSON CREEK PH3B1 MAP#2005-23 |
| Legal Subdivision | ANDERSON CREEK CLU |
| Legal Phase | 3 |
| Legal Lot Number | 506 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71204 |
Source: Harnett County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 COTTSWOLD LN, SPRING LAKE, NC 28390-7053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Apr 5, 2019 | Deed of Trust, Mortgage · VA Mortgage GOODMORTGAGE.COM |
| Jul 31, 2018 | Warranty Deed, Transfer · VA Mortgage CITYWORTH MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on Record |
| Deed Sale | Jul 31, 2018 · Amount on Record |
| Prior Sale | Apr 23, 2012 |
| Deed Document Number | 0003627256 |
| Deed Book / Page | 3627 / 256 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 27 COTTSWOLD LN, SPRING LAKE, NC 28390-7053 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000018210 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 3878/754 |
| Instrument | 2020018210 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 27 COTTSWOLD LN, SPRING LAKE, NC 28390-7053 |
| Document Number | 0000004407 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L |
| Name | Verified Name |
|---|---|
| Address | 27 COTTSWOLD LN SPRING LAKE NC 283907053, SPRING LAKE, NC 28390-7053 |
| Document Number | 0000004407 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 003687/000355 |
| Instrument | 4407 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jul 31, 2018 |
| Property Address | 27 COTTSWOLD LN, SPRING LAKE, NC 28390-7053 |
| Document Number | 0000011020 |
| Book / Page | 3627 / 0256 |
| Map Reference | MB2005 PG23 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 2018011020 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $439.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 CASTLEWOOD DR, CLAYTON, NC 27520-9511 |
| Document Number | 0000011021 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 2018011021 |
| Name | CITYWORTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Harnett County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,639.00 | $266,727 (-) | $266,727 (-) Land $44,510 Building $222,217 |
| 2023 | $1,639.00 Veteran's exemption | $266,727 | $266,727 Land $44,510 Building $222,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures