Harnett County property record for 48 Cottswold Ln, Spring Lake, NC 28390 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,162 sqft · built 2005 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $660 (Mar 2022) |
| Tax Bill | $1,264 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jan 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500048016 |
| Primary APN | 1500048016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,162 sqft Heated Area |
| 1st Floor Area | 1,364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500048016 |
|---|---|
| Street Address | 48 COTTSWOLD LN |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-7053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT#483 ANDERSON CRK PH3B1MAP#2005-23 |
| Legal Subdivision | ANDERSON CREEK CLU |
| Legal Phase | 3 |
| Legal Lot Number | 483 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71204 |
Source: Harnett County records · APN 1500048016
Assessment roll updated August 28, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 COTTSWOLD LN, SPRING LAKE, NC 28390-7053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 07, 2022 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 12, 2022 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Oct 27, 2021 | Warranty Deed, Construction Loan · Construction Mortgage PARK PLACE FINANCE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 07, 2022 · Amount on Record |
| Deed Sale | Mar 07, 2022 · Amount on Record |
| Prior Sale | Jan 12, 2022 · Amount on Record |
| Deed Document Number | 20224920 |
| Deed Book / Page | 4123 / 950 |
| Prior Transfer Date | Oct 01, 2015 |
| Prior Transfer Doc | 0000015042 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Mar 07, 2022 |
| Property Address | 48 COTTSWOLD LN, SPRING LAKE, NC 28390-7053 |
| Document Number | 0000004920 |
| Book / Page | 4123 / 950 |
| Map Reference | MB 2005 PG 23&24 |
| Instrument Date | Mar 04, 2022 |
| Instrument | 2022004920 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | NOT AVAILABLE, TITLEVEST FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Address | 48 COTTSWOLD LN, SPRING LAKE, NC 28390-7053 |
| Document Number | 0000004921 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2022004921 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jan 12, 2022 |
| Property Address | 48 COTTSWOLD LN, SPRING LAKE, NC 28390-7053 |
| Document Number | 0000000839 |
| Book / Page | 4101 / 37 |
| Map Reference | MB 2005 PG 23&24 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022000839 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $586.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3101 N CENTRAL AVE # 618, 618, PHOENIX, AZ 85012-2645 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Oct 27, 2021 |
| Property Address | 48 COTTSWOLD LN, SPRING LAKE, NC 28390-7053 |
| Document Number | 0000025368 |
| Book / Page | 4066 / 766 |
| Map Reference | MB 2005 PG 23-24 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021025368 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 12, 2021 |
| Title Company | STERLING TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1362 QUICK DRIVE, 1362, YUMA PROVING GROUND, AZ 85365 |
| Name | Verified Name |
|---|---|
| Address | 5901 W INDIAN SCHOOL RD STE 6C, 6C, PHOENIX, AZ 85033-2824 |
| Document Number | 0000025369 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021025369 |
| Name | PARK PLACE FINANCE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Nov 01, 2022 |
Source: Harnett County records · Assessment roll updated August 28, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,264.00 (-2%) | $213,324 (-) | $213,324 (-) Land $44,550 Building $168,774 |
| 2023 | $1,580.00 | $213,324 | $213,324 Land $44,550 Building $168,774 |
Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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