Harnett County property record for 10 Cottswold Ln, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,008 sqft · built 2008 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,000 (Feb 2022) |
| Tax Bill | $2,262 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500047758 |
| Primary APN | 1500047758 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,008 sqft Heated Area |
| 1st Floor Area | 1,224 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 460 sqft |
| Porch | Porch |
| Porch Area | 90 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500047758 |
|---|---|
| Street Address | 10 COTTSWOLD LN |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-7053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#510 ANDERSN CRK PH3B2 MAP#2006-123 |
| Legal Subdivision | ANDERSON CREEK CLUB |
| Legal Phase | 3 |
| Legal Lot Number | 510 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71204 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3633 E ALTA RIDGE CT, BOISE, ID 83716-7121 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Nov 1, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2022 · Amount on Record |
| Deed Sale | Feb 24, 2022 · Amount on Record |
| Prior Sale | Nov 1, 2021 · Amount on Record |
| Deed Document Number | 20223994 |
| Deed Book / Page | 4118 / 818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Feb 24, 2022 |
| Property Address | 10 COTTSWOLD LN, SPRING LAKE, NC 28390-7053 |
| Document Number | 0000003994 |
| Book / Page | 4118 / 818 |
| Map Reference | MB 2006 PG 123-125 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022003994 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3633 E ALTA RIDGE CT, 3633, BOISE, ID 83716-7121 |
| Name | Verified Name |
|---|---|
| Address | 10 COTTSWOLD LN, SPRING LAKE, NC 28390-7053 |
| Document Number | 0000003996 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022003996 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Nov 1, 2021 |
| Property Address | 10 COTTSWOLD LN, SPRING LAKE, NC 28390-7053 |
| Document Number | 0000025743 |
| Book / Page | 4069 / 34 |
| Map Reference | MB 2006 PG 123&124 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021025743 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $544.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 COTTSWOLD LN, 10, SPRING LAKE, NC 28390-7053 |
| Name | Verified Name |
|---|---|
| Address | 10 COTTSWOLD LN, SPRING LAKE, NC 28390-7053 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,262.00 (+22.14%) | $294,202 (+16.68%) | $294,202 (+16.68%) Land $35,480 Building $258,722 |
| 2025 | $1,852.00 | $252,137 (-) | $252,137 (-) Land $47,030 Building $205,107 |
| 2023 | $1,852.00 | $252,137 | $252,137 Land $47,030 Building $205,107 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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