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16 Cottswold Ln, Spring Lake, NC 28390 Property Records

Harnett County property record for 16 Cottswold Ln, Spring Lake, NC 28390 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,771 sqft · built 2007
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$273,000 (Jul 2020)
Tax Bill$2,242 (2023)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1500037504

Property Details

APN / Parcel Number

Primary APN1500037504
Alternative APN
  • 01053512 0100 30

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,771 sqft Heated Area
Gross Area3,635 sqft
1st Floor Area1,658 sqft
FlooringPlywood
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialCombination
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage Area480 sqft
PorchPorch
Porch Area1,317 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1500037504
Street Address16 COTTSWOLD LN
CitySPRING LAKE
StateNC
Zip28390-7053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT#509 ANDERSN CRK PH3B2 MAP#2006-123
Legal SubdivisionANDERSON CREEK CLUB
Legal Phase3
Legal Lot Number509
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group2
Census Block2006
Census Tract71204

Owner

Source: Harnett County records · APN 1500037504

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address16 COTTSWOLD LN, SPRING LAKE, NC 28390-7053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Prior SaleJun 15, 2007 · Amount on Record
Deed Document Number0003847201
Deed Book / Page3847 / 201
Record UpdatedJun 07, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateJul 31, 2020
Property Address16 COTTSWOLD LN, SPRING LAKE, NC 28390-7053
Document Number0000012994
Book / Page3847 / 201
Map ReferenceMB 2006 PG 123
Instrument DateJul 16, 2020
Instrument2020012994
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$546.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6040 OJO DE AGUA DR, 6040, EL PASO, TX 79912-7504

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 COTTSWOLD LN, SPRING LAKE, NC 28390-7053

Mortgage

Document Number0000012995
DateJul 31, 2020
Instrument2020012995
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,242.00$307,768$307,768 Land $44,550 Building $263,218

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850712042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Nearby Flood Policies21 in force
Nearby Flood Claims6 (2013–2018)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2018, rainfall accumulation, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 3 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 65% of North Carolina
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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