27 Banner Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 27 Banner Ave, Lancaster, NY 14086 · Last verified May 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,096 sqft · built 1870
Lot Size	0.288 acres (12,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,941 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145203 104.16-9-28`

Property Details

APN / Parcel Number

Primary APN	`145203 104.16-9-28`
Alternative APN	`52031041600009028000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,096 sqft Total Area
1st Floor Area	1,102 sqft
2nd Floor Area	994 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	12,500 sqft (0.288 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	27 BANNER AVE
City	LANCASTER
State	NY
Zip	14086-1901
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SC 7 503 23 25 27 1OO X 124.2
Legal Block	9
Legal Lot Number	28.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3002
Census Tract	14400

Owner

Source: Erie County and Lancaster Town records · APN 145203 104.16-9-28

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 BANNER AVE, LANCASTER, NY 14086-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	27 BANNER AVE, LANCASTER, NY 14086-1901
Document Number	0138674191
Instrument Date	Aug 03, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 BANNER AVE LANCASTER NY 140861901, LANCASTER, NY 14086-1901

Mortgage

Document Number	0138674191
Date	Aug 22, 2018
Book Page	013867/004191

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,941.00 (-19.14%)	$132,000 (-) Land $34,400 Building $97,600	$206,250 (+12.52%) Land $53,750 Building $152,500
2024	$4,874.00 Homeowner's exemption	$132,000 (-) Land $34,400 Building $97,600	$183,300 (+4.15%) Land $47,769 Building $135,531
2023	Homeowner's exemption	$132,000 Land $34,400 Building $97,600	$176,000 Land $45,867 Building $130,133

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290144003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Nearby Flood Policies	7 in force 6 of 7 on primary residences
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004, other causes

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.