40 Banner Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 40 Banner Ave, Lancaster, NY 14086 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1955
Lot Size	0.162 acres (7,040 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2025)
Tax Bill	$1,356 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145203 104.16-10-7`

Property Details

APN / Parcel Number

Primary APN	`145203 104.16-10-7`
Alternative APN	`52031041600010007000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	7,040 sqft (0.162 acres)
Lot Dimensions	127 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 BANNER AVE
City	LANCASTER
State	NY
Zip	14086-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FL 2 SC7&10 503 30 PTS 28&32 55 X 127.8
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	10
Legal Lot Number	7.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3003
Census Tract	14400

Owner

Source: Erie County and Lancaster Town records · APN 145203 104.16-10-7

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 ARGUS DR, DEPEW, NY 14043-1649
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2025 · Amount on Record
Deed Sale	Mar 10, 2025 · Amount on Record
Deed Document Number	202542967
Deed Book / Page	11443 / 839
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	40 BANNER AVE, LANCASTER, NY 14086-1902
Transaction Type	Mortgage
Record Updated	Jun 07, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BANNER AVE, LANCASTER, NY 14086-1902

Mortgage

Document Number	0140486464
Date	Apr 14, 2022
Book Page	14048/6464
Instrument	2022074937

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,356.00 (-63.3%)	$121,000 (-) Land $24,100 Building $96,900	$189,063 (+12.47%) Land $37,656 Building $151,407
2024	$3,695.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$121,000 (-) Land $24,100 Building $96,900	$168,100 (+4.22%) Land $33,481 Building $134,619
2023	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$121,000 Land $24,100 Building $96,900	$161,300 Land $32,127 Building $129,173

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290144003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Nearby Flood Policies	7 in force 6 of 7 on primary residences
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004, other causes

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.