Osceola County property record for 2699 15th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,417 sqft Heated Area |
| Lot Size | 14,810 sqft (0.339 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,200 (2017) |
| Tax Bill | $2,874.00 (2025) |
| Primary APN | 79156 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,417 sqft Heated Area |
| Gross Area | 2,220 sqft Gross Area |
| 1st Floor | 1,417 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,810 sqft (0.339 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 460 sqft Garage |
| Porch | Open Porch |
| Porch Area | 343 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 79156 |
|---|---|
| Street Address | 2699 15TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4223 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 317 W 75 FT OF LOTS 21-24 10/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 317 |
| Legal Lot Number | 21 22 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4055 |
| Census Tract | 43400 |
Source: Osceola County records · APN 79156
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2699 15TH ST, SAINT CLOUD, FL 34769-4223 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LAND HM FIN'L |
| Apr 10, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2017 · Amount on Record |
| Deed Sale | Apr 10, 2017 · Amount on Record |
| Prior Sale | Sep 26, 2016 |
| Deed Doc Number | 2017053706 |
| Deed Book / Page | 5130 / 0397 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 11, 2017 |
| Property Address | 2699 15TH ST, SAINT CLOUD, FL 34769-4223 |
| Document Number | 0051460718 |
| Book / Page | 005146 / 000718 |
| Instrument Date | May 05, 2017 |
| Instrument | 69111 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2018 |
| Title Company | THE CLOSING TABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,420.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2697 15TH ST ST CLOUD FL 34769, ST CLOUD, FL 34769 |
| Document Number | 51460720 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 005146/000720 |
| Instrument | 69112 |
| Name | LAND HM FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CONCORD, CA 94520 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 10, 2017 |
| Property Address | 2699 15TH ST, SAINT CLOUD, FL 34769-4223 |
| Document Number | 0051300397 |
| Book / Page | 5130 / 0397 |
| Map Reference | MB B PG33 |
| Instrument Date | Apr 07, 2017 |
| Instrument | 2017053706 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,401.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1627 E VINE ST, 1627, KISSIMMEE, FL 34744-3704 |
| Name | Verified Name |
|---|---|
| Address | 2699 15TH ST, SAINT CLOUD, FL 34769-4223 |
| Document Number | 0051300400 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 5130/0400 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,874.00 (+6.52%) Homeowner's exemption | $203,474 (+5.99%) | $374,900 (+10.01%) Land $46,800 Building $328,100 |
| 2023 | $2,698.00 (+3.81%) Homeowner's exemption | $191,981 (+3%) | $340,800 (+11.59%) Land $42,500 Building $298,300 |
| 2022 | $2,599.00 Homeowner's exemption | $186,390 | $305,400 Land $35,100 Building $270,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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