Osceola County property record for 2697 15th St, Saint Cloud, FL 34769 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,417 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $202,900 (2017) |
| Tax Bill | $4,426.00 (2025) |
| Primary APN | 01-26-30-0001-0317-0215 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,417 sqft Living Area |
| Gross Area | 1,932 sqft Gross Area |
| 1st Floor | 1,417 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 460 sqft Garage |
| Patio Area | 288 sqft Patio |
| Porch Area | 55 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2697 15TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4223 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 317 LOTS 21-24 LESS W 75 FT 10/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Block | 317 |
| Legal Lot Number | 21-24 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4055 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0317-0215
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2697 15TH ST, SAINT CLOUD, FL 34769-4223 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2017 · Amount on Record |
| Deed Sale | May 11, 2017 · Amount on Record |
| Prior Sale | Sep 01, 2016 · Amount on Record |
| Deed Doc Number | 201769111 |
| Deed Book / Page | 5146 / 718 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 17, 2026 |
| Property Address | 2697 15TH ST, SAINT CLOUD, FL 34769-4223 |
| Document Number | 0000094123 |
| Book / Page | 7005 / 2744 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 202694123 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | SIMPLY TITLE LLC, SIMPLY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243,915.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2697 15TH ST, SAINT CLOUD, FL 34769-4223 |
| Investor | Possibly a Property Investor |
| Document Number | 0000094125, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 7005/2748 |
| Instrument | 202694125 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000094126, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 7005/2765 |
| Instrument | 202694126 |
| Name | HOUSING FINANCE CORPORATION FLORIDA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jul 01, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,426.00 (+9.01%) Homeowner's exemption | $290,182 (+8.44%) | $368,500 (+9.9%) Land $46,800 Building $321,700 |
| 2023 | $4,060.00 (+48.88%) Homeowner's exemption | $267,599 (+38.3%) | $335,300 (+11.77%) Land $42,500 Building $292,800 |
| 2022 | $2,727.00 Homeowner's exemption | $193,493 | $300,000 Land $35,100 Building $264,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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