2545 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2545 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2006
Square Footage	2,933 sqft Heated Area
Lot Size	58,850 sqft (1.35 acres)
Occupancy	Owner Occupied
Last Sale	$337,000 (2014)
Tax Bill	$5,758.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`119092`
Alternative APN	`072631359000010060`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	2,933 sqft Heated Area
Gross Area	4,029 sqft Gross Area
1st Floor	1,484 sqft 1st Floor
Upper Floors	1,449 sqft Upper Floors
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	58,850 sqft (1.35 acres)
Lot Width	150 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	460 sqft Garage

Exterior Amenities

Deck Area	384 sqft Deck
Patio Area	384 sqft Patio
Porch	Open Porch
Porch Area	636 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	119092
Street Address	2545 HICKORY TREE RD
City	SAINT CLOUD
State	FL
Zip	34772-8919
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KALEY BROOKE SHORES PB 15 PG 135 LOT 6
Legal Range	31E
Legal Township	26S
Legal Section	07
Legal Subdivision	KALEY BROOKE SHORES LK FRT LTS
Legal Tract	3590
Legal Block	1
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43301

Owner

Source: Osceola County records · APN 119092

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2545 HICKORY TREE RD, SAINT CLOUD, FL 34772-8919
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2014 · Amount on Record
Deed Sale	Dec 11, 2014 · Amount on Record
Prior Sale	Jan 24, 2014
Deed Doc Number	2014179930
Deed Book / Page	4706 / 2853
Record Refreshed	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2545 HICKORY TREE RD, SAINT CLOUD, FL 34772-8919
Document Number	0052652649
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 HICKORY TREE RD ST CLOUD FL 347728919, ST CLOUD, FL 34772-8919

Mortgage

Document Number	0052652649
Date	Jan 08, 2018
Book Page	005265/002649
Instrument	3942

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 07, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,758.00 (+18.36%) Homeowner's exemption	$364,615 (+5.99%)	$476,100 (+2.41%) Land $165,000 Building $311,100
2023	$4,865.00 (+3.89%) Homeowner's exemption	$344,020 (+3%)	$464,900 (+14.03%) Land $159,500 Building $305,400
2022	$4,683.00 Homeowner's exemption	$334,000	$407,700 Land $159,500 Building $248,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 676 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.