Middlesex County and Reading Town property record for 256 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,563 sqft · built 1929 |
| Lot Size | 0.164 acres (7,139 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $172,000 (Aug 1995) |
| Tax Bill | $7,570 (2026) |
| Deeds & Mortgages | May 2021 Refinance Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0068.0 |
| Primary APN | READ M:026.0-0000-0068.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,563 sqft Living Area |
| Gross Area | 3,003 sqft |
| Basement Area | 849 sqft |
| Unfinished Basement | 645 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,139 sqft (0.164 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 990000000390 |
|---|---|
| Street Address | 256 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-2054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 334200 |
256 Lowell St is owner-occupied and held in a trust since April 2019.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 256 LOWELL ST, READING, MA 01867-2054 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Sep 10, 2018 | Deed of Trust, Mortgage READING COOPERATIVE BANK |
| Apr 10, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 1995 · Amount on File |
| Deed Sale | Aug 24, 1995 · Amount on File |
| Prior Sale | Oct 21, 1988 · Amount on File |
| Last Transfer Date | Apr 5, 2019 |
| Transfer Doc | 72440-131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 256 LOWELL ST, READING, MA 01867-2054 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77781-34 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 77781/34 |
| Instrument | 110835 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 256 LOWELL ST, READING, MA 01867-2054 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71594-316 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 71594/316 |
| Instrument | 139195 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Sep 1, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 10, 2019 |
| Property Address | 256 LOWELL ST, READING, MA 01867-2054 |
| Document Number | 72440-131 |
| Book / Page | 072440 / 000131 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 44424 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 256 LOWELL ST READING MA 018672054, READING, MA 01867-2054 |
The 2026 property tax bill for 256 Lowell St was $7,570, down 2.3% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,570.00 (-2.26%) | $690,700 (+1.57%) Land $392,700 Building $295,800 | $717,117 (-2.36%) |
| 2025 | $7,745.00 (+1.15%) | $680,000 (+4.09%) Land $386,600 Building $293,400 | $734,445 (+2.11%) |
| 2024 | $7,657.00 (+3.21%) | $653,300 (+10.86%) Land $371,300 Building $282,000 | $719,245 |
| 2023 | $7,419.00 | $589,300 Land $334,800 Building $254,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 256 Lowell St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 256 Lowell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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