2505 Via Rancheros, Fallbrook, CA 92028 Property Records

San Diego County property record for 2505 Via Rancheros, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,980 sqft · built 1965
Lot Size3.96 acres (172,498 sqft)
Owner2 Individual Names on Record
Last Sale$495,000 (Jan 2019)
Tax Bill$5,787 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jan 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN124-070-43-00

Property Details

APN / Parcel Number

Primary APN124-070-43-00
Alternative APN
  • 1240700500

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,980 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area172,498 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1240700500
Street Address2505 VIA RANCHEROS
CityFALLBROOK
StateCA
Zip92028-9504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 4 TR PM11118
Legal SubdivisionMONSERATE RANCHO
Legal TractB
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group2
Census Block2008
Census Tract18804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5521 MISSION RD, BONSALL, CA 92003
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
VP PARTNERS INC
Jan 16, 2019Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD
Jan 16, 2019Grant Deed, Transfer · ARM
HOMEXPRESS MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2019 · Amount on Record
Deed SaleJan 16, 2019 · Amount on Record
Deed Document Number201918094
Prior Transfer DateAug 15, 2005
Prior Transfer Doc0000030334
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2505 VIA RANCHEROS, FALLBROOK, CA 92028-9504
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2505 VIA RANCHEROS, FALLBROOK, CA 92028-9504

Mortgage

Document Number0000661973
DateSep 20, 2021
Instrument2021-0661973
Lender
NameVP PARTNERS INC
TypeNon-Lending Institution
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 16, 2019
Property Address2505 VIA RANCHEROS, FALLBROOK, CA 92028-9504
Document Number0000018093
Instrument DateJan 14, 2019
Instrument18093
Transaction TypeTransfer
Record UpdatedJan 24, 2019
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2699 VIA RANCHEROS FALLBROOK CA 920288262, FALLBROOK, CA 92028-8262

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 16, 2019
Property Address2505 VIA RANCHEROS, FALLBROOK, CA 92028-9504
Document Number0000018094
Instrument DateDec 5, 2018
Instrument2019-0018094
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2505 VIA RANCHEROS, FALLBROOK, CA 92028-9504

Mortgage

Document Number0000018095
DateJan 16, 2019
Instrument2019-0018095
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term481 Months
DueFeb 1, 2059
Interest
Rate TypeAdjustable Rate
Rate7.74%
Type Change DateFeb 1, 2024
Change FrequencyAnnually
Min Rate At Change7.74%
Max Rate At Change9.74%
Index1-Year LIBOR
Max Rate12.7%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$563,218 (+2%) Land $369,791 Building $193,427
2025$5,787.00 (+3.47%) Homeowner's exemption$552,176 (+4.04%) Land $362,541 Building $189,635
2023$5,593.00 (+1.75%) Homeowner's exemption$530,736 Land $348,464 Building $182,272
2022$5,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFALLBROOK PUD
serves 35,237 people · EPA ID CA3710008
Water SourcePurchased surface water from several systems
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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