244 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 244 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,053 sqft · built 2019
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$1,095,000 (Apr 2021)
Tax Bill	$18,235 (2026)
Deeds & Mortgages	Dec 2022 Transfer Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-220-070-000`

Property Details

APN / Parcel Number

Primary APN	`262-220-070-000`
Alternative APN	`262-220-07`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,053 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Detached
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-220-07
Street Address	244 E RAMSEY DR
City	TRACY
State	CA
Zip	95391-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D-
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1042
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	244 E RAMSEY DR, TRACY, CA 95391-8823
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Intrafamily Transfer, Transfer
Apr 14, 2021	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Oct 31, 2019	Grant Deed, Subdivision Related Transfer SAFE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	202165874
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 27, 2022
Property Address	244 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Document Number	0000144242
Map Reference	MB 42 PG 80
Instrument Date	Dec 21, 2022
Instrument	2022-144242
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	244 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 14, 2021
Property Address	244 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Document Number	0000065874
Map Reference	MB 42 PG 80
Instrument Date	Apr 12, 2021
Instrument	2021-065874
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	244 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823

Mortgage

Document Number	0000065875
Date	Apr 14, 2021
Instrument	2021-065875

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 31, 2019
Property Address	244 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Document Number	0000125096
Instrument Date	Sep 24, 2019
Instrument	125096
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$738.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	244 E RAMSEY DR MOUNTAIN HOUSE CA 953918823, MOUNTAIN HOUSE, CA 95391-8823

Mortgage

Document Number	125097
Date	Oct 31, 2019
Instrument	125097

Lender

Name	SAFE FCU
Type	Credit Union
Address	2295 IRON POINT RD # 100, FOLSOM, CA 95630-8767

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,235.00 (+9.63%)
2025	$16,633.00 (+4.56%) Homeowner's exemption	$1,185,261 (+4.04%) Land $351,789 Building $833,472
2023	$15,908.00 (+1.56%) Homeowner's exemption	$1,139,238 Land $338,130 Building $801,108	$1,221,210
2022	$15,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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