268 E Bain Dr, Tidewater, OR 97390 Property Records

Lincoln County property record for 268 E Bain Dr, Tidewater, OR 97390

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,980 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,094 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Sep 2023 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`131031DA0050000`

Property Details

APN / Parcel Number

Primary APN	`131031DA0050000`
Alternative APN	`R108869`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	R108869
Street Address	268 E BAIN DR
City	TIDEWATER
State	OR
Zip	97390-9708
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-1
Legal Description	WESTWOOD VILLAGE - 1ST ADDN, LOT 4, UNTITLED MANUFACTURED STRUCTURE, DOC201911778
Legal Range	10W
Legal Township	13S
Legal Section	31
Legal Subdivision	WESTWOOD VILLAGE - 1ST ADDN
Legal Lot Number	4
Jurisdiction	LINCOLN OR
Township / Civil Division	WALDPORT
Census Block Group	2
Census Block	2010
Census Tract	951500

Owner

Source: Lincoln County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	268 E BAIN DR, TIDEWATER, OR 97390-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2025	Deed of Trust, Mortgage · Line of Credit OREGON STATE CU
Sep 8, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Nov 26, 2019	Quit Claim Deed, Mortgage · Conventional with PMI UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2009
Deed Sale	Feb 11, 2009
Deed Document Number	20091725
Last Transfer Date	Nov 20, 2019
Transfer Doc	201911778
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Property Address	268 E BAIN DR, TIDEWATER, OR 97390-9708
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000813
Date	Feb 10, 2025
Instrument	2025-00813

Lender

Name	OREGON STATE CU
Type	Credit Union
Address	CORVALLIS, OR 97339

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Property Address	268 E BAIN DR, TIDEWATER, OR 97390-9708
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 E BAIN DR, TIDEWATER, OR 97390-9708

Mortgage

Document Number	0000006253
Date	Sep 8, 2023
Instrument	2023-06253

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN OR
Recording Date	Nov 26, 2019
Property Address	268 E BAIN DR, TIDEWATER, OR 97390-9708
Document Number	0000011778
Instrument Date	Nov 15, 2019
Instrument	11778
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	268 E BAIN DR TIDEWATER OR 973909708, TIDEWATER, OR 97390-9708

Mortgage

Document Number	11779
Date	Nov 26, 2019
Instrument	11779

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,094.00 (+6.28%)	$360,320 (+3%)	$416,890 (+6.63%) Land $161,120 Building $255,770
2024	$4,793.00 (+3.12%)	$349,830 (+3%)	$390,980 (+5.13%) Land $153,190 Building $237,790
2023	$4,648.00 (+3.77%)	$339,650 (+3%)	$371,900 (-5.11%) Land $153,190 Building $218,710
2022	$4,479.00	$329,760	$391,920 Land $125,120 Building $266,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	58 (1981–2023)
Claims Outside the SFHA	21 of 58
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 13 claims Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 5 claims High Winds, Severe Storms And Flooding, Feb 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROLLERS COVE WATER ASSN private · serves 32 people · EPA ID OR4105108
Water Source	Surface water

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	103 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pioneer Telephone Cooperative DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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