262 E Bain Dr, Tidewater, OR 97390 Property Records

Lincoln County property record for 262 E Bain Dr, Tidewater, OR 97390

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,312 sqft · built 1971
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (May 2017)
Tax Bill	$4,345 (2025)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`131031DA0020000`

Property Details

APN / Parcel Number

Primary APN	`131031DA0020000`
Alternative APN	`R101708`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,312 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area
Patio Area	856 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R101708
Street Address	262 E BAIN DR
City	TIDEWATER
State	OR
Zip	97390-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WESTWOOD VILLAGE - 1ST ADDN, LOT 1, DOC202501139
Legal Range	10W
Legal Township	13S
Legal Section	31
Legal Subdivision	WESTWOOD VILLAGE - 1ST ADDN
Legal Lot Number	1
Jurisdiction	LINCOLN OR
Township / Civil Division	WALDPORT
Census Block Group	2
Census Block	2010
Census Tract	951500

Owner

Source: Lincoln County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	262 E BAIN DR, TIDEWATER, OR 97390-9708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Apr 17, 2026	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL/OMAHA MORTGAGE LLC
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FED'L SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Aug 9, 2013 · Amount on Record
Deed Document Number	20175110
Last Transfer Date	Feb 13, 2025
Transfer Doc	0000001139
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Recording Date	Apr 17, 2026
Property Address	262 E BAIN DR, TIDEWATER, OR 97390-9708
Document Number	0000002692
Instrument Date	Mar 17, 2026
Instrument	20262692
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 E BAIN DR, TIDEWATER, OR 97390-9708

Mortgage

Document Number	0000002692,
Date	Apr 17, 2026
Instrument	20262692

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	842 Months
Due	Jun 14, 2096

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Recording Date	Apr 17, 2026
Property Address	262 E BAIN DR, TIDEWATER, OR 97390-9708
Document Number	0000002691
Instrument Date	Mar 17, 2026
Instrument	20262691
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 E BAIN DR, TIDEWATER, OR 97390-9708

Mortgage

Document Number	0000002691,
Date	Apr 17, 2026
Instrument	20262691

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	842 Months
Due	Jun 14, 2096

Interest

Rate	6.01%
Max Rate	-1%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OR
Recording Date	May 31, 2017
Property Address	262 E BAIN DR, TIDEWATER, OR 97390-9708
Document Number	0000005110
Instrument Date	May 20, 2017
Instrument	5110
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 E BAIN DR TIDEWATER OR 973909708, TIDEWATER, OR 97390-9708

Mortgage

Document Number	5111
Date	May 31, 2017
Instrument	5111

Lender

Name	WASHINGTON FED'L SVGS
Type	Federal Savings Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,345.00 (+6.31%)	$307,290 (+3%)	$529,750 (+11.99%) Land $144,970 Building $384,780
2024	$4,087.00 (+3.1%)	$298,340 (+3%)	$473,040 (+10.8%) Land $139,160 Building $333,880
2023	$3,964.00 (+3.77%)	$289,660 (+3%)	$426,920 (+4.22%) Land $134,320 Building $292,600
2022	$3,820.00	$281,230	$409,640 Land $123,670 Building $285,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	58 (1981–2023)
Claims Outside the SFHA	21 of 58
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 13 claims Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 5 claims High Winds, Severe Storms And Flooding, Feb 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROLLERS COVE WATER ASSN private · serves 32 people · EPA ID OR4105108
Water Source	Surface water

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	103 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pioneer Telephone Cooperative DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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