264 E Bain Dr, Tidewater, OR 97390 Property Records

Lincoln County property record for 264 E Bain Dr, Tidewater, OR 97390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Owners on Record
Tax Bill	$3,849 (2025)
Deeds & Mortgages	May 2026 Reverse Mortgage May 2026 Reverse Mortgage
Flood Zone	Zone AE (high risk)
APN	`131031DA0030000`

Property Details

APN / Parcel Number

Primary APN	`131031DA0030000`
Alternative APN	`R103996`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,200 sqft
Attic Area	330 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	364 sqft
Carport	Carport
Carport Area	340 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	100 sqft
Patio Area	1,648 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	R103996
Old Parcel Number	131031DA0030000
Street Address	264 E BAIN DR
City	TIDEWATER
State	OR
Zip	97390-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1;MEDIUM DENSITY RESIDE
Legal Description	PROPERTY ID R103996 WESTWOOD VILLAGE - 1ST ADDN, LOT 2, DOC201105704
Legal Range	10W
Legal Township	13S
Legal Section	31
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	WESTWOOD VILLAGE
Legal Lot Number	2
Jurisdiction	LINCOLN OR
Township / Civil Division	WALDPORT
Census Block Group	2
Census Block	2010
Census Tract	951500

Owner

Source: Lincoln County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owners on Record
Mailing Address	264 E BAIN DR, TIDEWATER, OR 97390-9708
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL/OMAHA MORTGAGE LLC
May 6, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2011
Deed Sale	Jun 14, 2011
Deed Document Number	2011-05704
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Recording Date	May 6, 2026
Property Address	264 E BAIN DR, TIDEWATER, OR 97390-9708
Document Number	0000003250
Instrument Date	Apr 25, 2026
Instrument	20263250
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 E BAIN DR, TIDEWATER, OR 97390-9708

Mortgage

Document Number	0000003250,
Date	May 6, 2026
Instrument	20263250

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months
Due	Feb 26, 2114

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Recording Date	May 6, 2026
Property Address	264 E BAIN DR, TIDEWATER, OR 97390-9708
Document Number	0000003251
Instrument Date	Apr 25, 2026
Instrument	20263251
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 E BAIN DR, TIDEWATER, OR 97390-9708

Mortgage

Document Number	0000003251,
Date	May 6, 2026
Instrument	20263251

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months
Due	Feb 26, 2114

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,849.00 (+6.3%)	$272,250 (+3%)	$464,480 (+9.68%) Land $146,480 Building $318,000
2024	$3,621.00 (+3.1%)	$264,330 (+3%)	$423,470 (+10.62%) Land $140,600 Building $282,870
2023	$3,512.00 (+3.78%)	$256,640 (+3%)	$382,830 (+10.64%) Land $135,700 Building $247,130
2022	$3,384.00	$249,170	$346,010 Land $124,170 Building $221,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	58 (1981–2023)
Claims Outside the SFHA	21 of 58
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 13 claims Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 5 claims High Winds, Severe Storms And Flooding, Feb 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROLLERS COVE WATER ASSN private · serves 32 people · EPA ID OR4105108
Water Source	Surface water

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	103 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pioneer Telephone Cooperative DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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