268 E 45th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 268 E 45th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1957
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jan 2019)
Tax Bill	$4,796 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0154-203-18-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-203-18-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,768 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	508 sqft
Patio Area	508 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	268 E 45TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1834 LOT 18 BLOCK 11 SAN BERNARDINO HEIGHTS
Legal Subdivision	1834 SAN BERNARDINO HTS
Legal Tract	1834
Legal Block	11
Legal Lot Number	18
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3011
Census Tract	4505

Owner

Source: San Bernardino County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	268 E 45TH ST, SAN BERNARDINO, CA 92404-1249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 13, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 28, 2019	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Aug 23, 2018	Grant Deed, Transfer · Commercial Mortgage PIVOTAL CAPITAL GROUP II LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2019 · Amount on Record
Deed Sale	Jan 28, 2019 · Amount on Record
Prior Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	201926318
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	268 E 45TH ST, SAN BERNARDINO, CA 92404-1249
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 E 45TH ST, SAN BERNARDINO, CA 92404-1249

Mortgage

Document Number	0000005870
Date	Jan 5, 2022
Instrument	2022-0005870

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	268 E 45TH ST, SAN BERNARDINO, CA 92404-1249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054110
Date	Feb 13, 2020
Instrument	2020-0054110

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 28, 2019
Property Address	268 E 45TH ST, SAN BERNARDINO, CA 92404-1249
Document Number	0000026318
Map Reference	MB 26 PG 52
Instrument Date	Jan 17, 2019
Instrument	2019-0026318
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	268 E 45TH ST, SAN BERNARDINO, CA 92404-1249

Mortgage

Document Number	0000026319
Date	Jan 28, 2019
Instrument	2019-0026319

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 23, 2018
Property Address	268 E 45TH ST, SAN BERNARDINO, CA 92404-1249
Document Number	0000309611
Map Reference	MB 26 PG 52
Instrument Date	Aug 10, 2018
Instrument	2018-0309611
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9377 HAVEN AVE STE 210, 210, RANCHO CUCAMONGA, CA 91730-5340
Investor	Possibly a Property Investor

Mortgage

Document Number	0000309612
Date	Aug 23, 2018
Instrument	2018-0309612

Lender

Name	PIVOTAL CAPITAL GROUP II LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$385,724 (+2%) Land $96,715 Building $289,009
2025	$4,796.00 (+4.81%) Homeowner's exemption	$378,161 (+4.04%) Land $94,819 Building $283,342
2023	$4,576.00 (-0.17%) Homeowner's exemption	$363,476 Land $91,137 Building $272,339
2022	$4,584.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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