271 E 45th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 271 E 45th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,035 sqft · built 1955
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2021)
Tax Bill	$5,458 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0154-204-06-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-204-06-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area
Gross Area	1,350 sqft
1st Floor Area	1,035 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	295 sqft
Patio Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	271 E 45TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1834 LOT 6 BLOCK 10 SAN BERNARDINO HEIGHTS
Legal Subdivision	TRACT NO 1834
Legal Tract	1834
Legal Block	10
Legal Lot Number	6
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3011
Census Tract	4505

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	271 E 45TH ST, SAN BERNARDINO, CA 92404-1248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 20, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 17, 2021	Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC
Dec 19, 2019	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Aug 4, 2015 · Amount on Record
Deed Document Number	2021425735
Prior Transfer Date	Sep 14, 2021
Prior Transfer Doc	0000426864
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 17, 2021
Property Address	271 E 45TH ST, SAN BERNARDINO, CA 92404-1248
Document Number	0000425734
Map Reference	MB 26 PG 52
Instrument Date	Sep 14, 2021
Instrument	2021-0425734
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 E 45TH ST, SAN BERNARDINO, CA 92404-1248

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 20, 2021
Property Address	271 E 45TH ST, SAN BERNARDINO, CA 92404-1248
Document Number	0000426864
Map Reference	MB 26 PG 52
Instrument Date	Sep 14, 2021
Instrument	2021-0426864
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	271 E 45TH ST, SAN BERNARDINO, CA 92404-1248

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 17, 2021
Property Address	271 E 45TH ST, SAN BERNARDINO, CA 92404-1248
Document Number	0000425735
Map Reference	MB 26 PG 52
Instrument Date	Aug 12, 2021
Instrument	2021-0425735
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 E 45TH ST, SAN BERNARDINO, CA 92404-1248

Mortgage

Document Number	0000425736
Date	Sep 17, 2021
Instrument	2021-0425736

Lender

Name	KIND LENDING LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	271 E 45TH ST, SAN BERNARDINO, CA 92404-1248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000468295
Date	Dec 19, 2019
Instrument	2019-0468295

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$432,973 (+2%) Land $129,892 Building $303,081
2025	$5,458.00 (+4.72%)	$424,483 (+4.04%) Land $127,345 Building $297,138
2023	$5,212.00 (-0.21%)	$408,000 Land $122,400 Building $285,600
2022	$5,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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