259 E 45th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 259 E 45th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,035 sqft · built 1955
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2023)
Tax Bill	$6,000 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0154-204-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-204-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area
Gross Area	1,350 sqft
1st Floor Area	1,035 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	115 sqft
Patio Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	259 E 45TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 184 LOT 3 BLOCK 10 SAN BERNARDINO HEIGHTS
Legal Subdivision	SAN BERNARDINO HEIGHTS
Legal Tract	184
Legal Block	10
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3011
Census Tract	4505

Owner

Source: San Bernardino County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	259 E 45TH ST, SAN BERNARDINO, CA 92404-1248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA
Jun 16, 2023	Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Jan 15, 2015 · Amount on Record
Deed Document Number	2023149606
Last Transfer Date	Aug 24, 2023
Transfer Doc	0000231094
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 19, 2023
Property Address	259 E 45TH ST, SAN BERNARDINO, CA 92404-1248
Document Number	0000231094
Map Reference	MB 26 PG 52
Instrument Date	Aug 24, 2023
Instrument	2023-0231094
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	259 E 45TH ST, SAN BERNARDINO, CA 92404-1248

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 16, 2023
Property Address	259 E 45TH ST, SAN BERNARDINO, CA 92404-1248
Document Number	0000149606
Map Reference	MB 26 PG 52
Instrument Date	Apr 28, 2023
Instrument	2023-0149606
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	259 E 45TH ST, SAN BERNARDINO, CA 92404-1248

Mortgage

Document Number	0000149607
Date	Jun 16, 2023
Instrument	2023-0149607

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000149608
Date	Jun 16, 2023
Instrument	2023-0149608

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55423

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	259 E 45TH ST, SAN BERNARDINO, CA 92404-1248
Document Number	0000199394
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017
Title Company	SPL TITLE SERVICES, SPL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	259 E 45TH ST SAN BERNARDINO CA 924041248, SAN BERNARDINO, CA 92404-1248

Mortgage

Document Number	0000199394
Date	May 16, 2017
Instrument	199394

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,544 (+2%) Land $143,263 Building $334,281
2025	$6,000.00 (+138.66%) Homeowner's exemption	$468,180 (+138.4%) Land $140,454 Building $327,726
2023	$2,514.00 (-0.04%) Homeowner's exemption	$196,382 (+2%) Land $58,915 Building $137,467
2022	$2,515.00 Homeowner's exemption	$192,532 Land $57,760 Building $134,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on E 45th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures