264 E 45th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 264 E 45th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 807 sqft · built 1957
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,000 (Mar 2020)
Tax Bill	$4,622 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0154-203-19-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-203-19-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	807 sqft Living Area
1st Floor Area	807 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	277 sqft
Patio Area	277 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	264 E 45TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1834 LOT 19 BLOCK 11 SAN BERNARDINO HEIGHTS
Legal Subdivision	TRACT NO 1834
Legal Tract	1834
Legal Block	11
Legal Lot Number	19
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3011
Census Tract	4505

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	264 E 45TH ST, SAN BERNARDINO, CA 92404-1249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Commercial Mortgage BROKER SOLUTIONS INC
Mar 31, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE
Mar 31, 2021	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 2, 2020	Grant Deed, Transfer · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Deed Document Number	202074766
Last Transfer Date	Mar 22, 2021
Transfer Doc	0000147122
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	264 E 45TH ST, SAN BERNARDINO, CA 92404-1249
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 E 45TH ST, SAN BERNARDINO, CA 92404-1249

Mortgage

Document Number	0000147126
Date	Mar 31, 2021
Instrument	2021-0147126

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 31, 2021
Property Address	264 E 45TH ST, SAN BERNARDINO, CA 92404-1249
Document Number	0000147122
Map Reference	MB 26 PG 52
Instrument Date	Mar 22, 2021
Instrument	2021-0147122
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 E 45TH ST, SAN BERNARDINO, CA 92404-1249

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 31, 2021
Property Address	264 E 45TH ST, SAN BERNARDINO, CA 92404-1249
Document Number	0000147123
Map Reference	MB 26 PG 52
Instrument Date	Mar 9, 2021
Instrument	2021-0147123
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	264 E 45TH ST, SAN BERNARDINO, CA 92404-1249

Mortgage

Document Number	0000147124
Date	Mar 31, 2021
Instrument	2021-0147124

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Mortgage

Document Number	0000147125
Date	Mar 31, 2021
Instrument	2021-0147125

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	264 E 45TH ST, SAN BERNARDINO, CA 92404-1249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 E 45TH ST, SAN BERNARDINO, CA 92404-1249

Mortgage

Document Number	0000018741
Date	Jan 18, 2019
Instrument	2019-0018741

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 11, 2049

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 2, 2020
Property Address	264 E 45TH ST, SAN BERNARDINO, CA 92404-1249
Document Number	0000074766
Map Reference	MB 26 PG 52
Instrument Date	Jan 8, 2020
Instrument	2020-0074766
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 E 45TH ST, SAN BERNARDINO, CA 92404-1249

Mortgage

Document Number	0000074767
Date	Mar 2, 2020
Instrument	2020-0074767

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$364,347 (+2%) Land $109,304 Building $255,043
2025	$4,622.00 (+4.71%) Homeowner's exemption	$357,203 (+4.04%) Land $107,161 Building $250,042
2023	$4,414.00 (-0.2%) Homeowner's exemption	$343,332 Land $103,000 Building $240,332
2022	$4,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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