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268 Cottage St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 268 Cottage St, Woonsocket, RI 02895

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,403 sqft · built 1884
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$377,500 (Nov 2024)
Tax Bill$4,020 (2025)
Deeds & MortgagesMay 2023 Refinance
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31112

Property Details

APN / Parcel Number

Primary APN31112
Alternative APN
  • WOON M:23E L:339 U:44

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area1,403 sqft Living Area
Gross Area2,944 sqft
1st Floor Area990 sqft
Basement Area825 sqft
Unfinished Basement825 sqft

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1884
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number31112
Street Address268 COTTAGE ST
CityWOONSOCKET
StateRI
Zip02895-5319
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR4
Legal Lot Number339
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2008
Census Tract17800

Owner

Source: Woonsocket City assessment roll, APN 31112, as of June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address41 BALLOU ST, CUMBERLAND, RI 02864-2062
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 03, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
May 28, 2019Warranty Deed, Transfer · FHA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2024 · Amount on Record
Deed SaleNov 15, 2024 · Amount on Record
Prior SaleMay 28, 2019 · Amount on Record
Deed Document Number2024235320
Deed Book / Page2913 / 335
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address268 COTTAGE ST, WOONSOCKET, RI 02895-5319
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002803-339
DateMay 03, 2023
Book Page2803/339
Instrument227419
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJun 01, 2048

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateMay 28, 2019
Property Address268 COTTAGE ST, WOONSOCKET, RI 02895-5319
Document Number002441-311
Book / Page2441 / 311
Instrument DateMay 28, 2019
Instrument201234
Transaction TypeTransfer
Record UpdatedSep 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 VINE ST, WOONSOCKET, RI 02895-7311

Mortgage

Document Number0000201235
DateMay 28, 2019
Instrument201235
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Woonsocket City assessment roll as of June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,020.00 (+14.01%)$358,000 (+41.95%) Land $106,500 Building $251,500
2023$3,526.00$252,200 (-) Land $94,500 Building $157,700
2022$3,526.00$252,200 Land $94,500 Building $157,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin Blackstone Canal (Boundary Increase)
listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 691 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1559518, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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