232 Cottage St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 232 Cottage St, Woonsocket, RI 02895 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Triplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Other
Year Built	Built 1900
Square Footage	1,620 sqft Living Area
Lot Size	4,792 sqft (0.11 acres)
Last Sale	$457,000 (2022)
Tax Bill	$4,720.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3523310`
Alternative APN	`WOON M:23E L:124 U:41`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	3 Units
Building Area	1,620 sqft Living Area
Gross Area	3,792 sqft Gross Area
1st Floor	810 sqft 1st Floor
Attic Area	810 sqft Attic
Attic	1 Attic
Basement Area	810 sqft Basement
Unfinished Basement	810 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,792 sqft (0.11 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	3523310
Street Address	232 COTTAGE ST
City	WOONSOCKET
State	RI
Zip	02895-5319
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Triplex
Legal Lot Number	124
Jurisdiction	WOONSOCKET RI
Minor Civil Division	WOONSOCKET
Census Blockgroup	2
Census Block	2008
Census Tract	17800

Owner

Source: Woonsocket City records · APN 3523310

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	228 COTTAGE ST, WOONSOCKET, RI 02895-5319
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Deed Doc Number	2022225406
Deed Book / Page	2778 / 115
Record Refreshed	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Nov 22, 2022
Property Address	232 COTTAGE ST, WOONSOCKET, RI 02895-5319
Document Number	002778-115
Book / Page	2778 / 115
Instrument Date	Nov 21, 2022
Instrument	225406
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 COTTAGE ST, WOONSOCKET, RI 02895-5319

Mortgage

Document Number	002778-118
Date	Nov 22, 2022
Book Page	2778/118
Instrument	225407

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,720.00 (+18.59%)	$420,300 (+47.63%) Land $103,900 Building $316,400
2023	$3,980.00	$284,700 (-) Land $92,200 Building $192,500
2022	$3,980.00	$284,700 Land $92,200 Building $192,500

Flood & Wildfire

232 Cottage St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44007C updated June 22, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Listed Area	Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.