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259 Cottage St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 259 Cottage St, Woonsocket, RI 02895 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,206 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2023)
Tax Bill$5,375.00 (2025)

Property Details

APN / Parcel Number

Primary APN13518000
Alternative APN
  • WOON M:16B L:257 U:4

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,206 sqft Living Area
Gross Area2,582 sqft Gross Area
1st Floor1,206 sqft 1st Floor
Basement Area928 sqft Basement
Finished Basement928 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,098 sqft (0.14 acres)
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number13518000
Street Address259 COTTAGE ST
CityWOONSOCKET
StateRI
Zip02895-5358
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number257
JurisdictionWOONSOCKET RI
Minor Civil DivisionWOONSOCKET
Census Blockgroup2
Census Block2004
Census Tract17800

Owner

Source: Woonsocket City records · APN 13518000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address259 COTTAGE ST, WOONSOCKET, RI 02895-5358
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
GUILD MORTGAGE CO
Mar 29, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
May 15, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL RESOURCES INC
Mar 01, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SEMPER HOME LOANS INC
Nov 08, 2017Warranty Deed, Transfer
SUZANNE M MICHAUD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 2023 · Amount on Record
Deed SaleMar 29, 2023 · Amount on Record
Prior SaleMar 01, 2019 · Amount on Record
Deed Doc Number2023227004
Deed Book / Page2797 / 343
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address259 COTTAGE ST, WOONSOCKET, RI 02895-5358
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002704-111
DateFeb 01, 2022
Book Page2704/111
Instrument219941
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateMar 29, 2023
Property Address259 COTTAGE ST, WOONSOCKET, RI 02895-5358
Document Number002797-343
Book / Page2797 / 343
Instrument DateMar 29, 2023
Instrument227004
Transaction TypeTransfer
Record UpdatedApr 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address259 COTTAGE ST, WOONSOCKET, RI 02895-5358

Mortgage

Document Number0000227005
DateMar 29, 2023
Instrument227005
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address259 COTTAGE ST, WOONSOCKET, RI 02895-5358
Transaction TypeMortgage
Record UpdatedMar 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2528-186
DateMay 15, 2020
Book Page2528/186
Instrument207458
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateMar 01, 2019
Property Address259 COTTAGE ST, WOONSOCKET, RI 02895-5358
Document Number2422-57
Book / Page2422 / 57
Instrument DateMar 01, 2019
Instrument199632
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address259 COTTAGE ST, WOONSOCKET, RI 02895-5358

Mortgage

Document Number199633
DateMar 01, 2019
Instrument199633
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateNov 08, 2017
Property Address259 COTTAGE ST, WOONSOCKET, RI 02895-5358
Document Number2321-121
Book / Page002321 / 000121
Instrument DateNov 08, 2017
Instrument191533
Transaction TypeTransfer
Record UpdatedNov 28, 2017

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 BLACK PLAIN RD NORTH SMITHFIELD RI 028969528, NORTH SMITHFIELD, RI 02896-9528

Mortgage

Document Number2321-123
DateNov 08, 2017
Book Page002321/000123
Instrument191534
Lender
NameSUZANNE M MICHAUD
Special NotesLender is also the Seller
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,375.00 (-7.38%)$478,600 (+15.3%) Land $105,800 Building $372,800
2023$5,803.00$415,100 (-) Land $93,800 Building $321,300
2022$5,803.00$415,100 Land $93,800 Building $321,300

Flood & Wildfire

259 Cottage St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44007C updated June 22, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Listed AreaWithin Blackstone Canal (Boundary Increase)
listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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