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249 Cottage St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 249 Cottage St, Woonsocket, RI 02895 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2018
Square Footage1,205 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$391,000 (2022)
Tax Bill$5,166.00 (2025)

Property Details

APN / Parcel Number

Primary APN13518870
Alternative APN
  • WOON M:16B L:258 U:5

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,205 sqft Living Area
Gross Area2,348 sqft Gross Area
1st Floor1,205 sqft 1st Floor
Basement Area928 sqft Basement
Finished Basement928 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,098 sqft (0.14 acres)
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number13518870
Street Address249 COTTAGE ST
CityWOONSOCKET
StateRI
Zip02895-5358
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number258
JurisdictionWOONSOCKET RI
Minor Civil DivisionWOONSOCKET
Census Blockgroup2
Census Block2004
Census Tract17800

Owner

Source: Woonsocket City records · APN 13518870

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address249 COTTAGE ST, WOONSOCKET, RI 02895-5358
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Mar 23, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Mar 09, 2020Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Apr 16, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2022 · Amount on Record
Deed SaleJun 21, 2022 · Amount on Record
Prior SaleApr 16, 2019 · Amount on Record
Deed Doc Number2022222682
Deed Book / Page2742 / 196
Prior Transfer DateFeb 28, 2020
Prior Transfer Doc2513-71
Record RefreshedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateJun 21, 2022
Property Address249 COTTAGE ST, WOONSOCKET, RI 02895-5358
Document Number002742-196
Book / Page2742 / 196
Instrument DateJun 21, 2022
Instrument222682
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address268 S MAIN ST, WOONSOCKET, RI 02895-4258

Mortgage

Document Number0000222683
DateJun 21, 2022
Instrument222683
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address249 COTTAGE ST, WOONSOCKET, RI 02895-5358
Transaction TypeMortgage
Record UpdatedApr 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2607-177
DateMar 23, 2021
Book Page2607/177
Instrument213106
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term337 Months
DueApr 01, 2049

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWOONSOCKET RI
Recording DateMar 09, 2020
Property Address249 COTTAGE ST, WOONSOCKET, RI 02895-5358
Document Number2513-71
Book / Page2513 / 71
Instrument DateFeb 28, 2020
Instrument206365
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 COTTAGE ST, WOONSOCKET, RI 02895-5358

Mortgage

Document Number2513-74
DateMar 09, 2020
Book Page2513/74
Instrument206366
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueApr 01, 2049

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateApr 16, 2019
Property Address249 COTTAGE ST, WOONSOCKET, RI 02895-5358
Document Number2432-64
Book / Page2432 / 64
Instrument DateApr 16, 2019
Instrument200384
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 COTTAGE ST, WOONSOCKET, RI 02895-5358

Mortgage

Document Number200385
DateApr 16, 2019
Instrument200385
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,166.00 (-7.15%)$460,000 (+15.58%) Land $105,800 Building $354,200
2023$5,564.00$398,000 (-) Land $93,800 Building $304,200
2022$5,564.00$398,000 Land $93,800 Building $304,200

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