San Joaquin County property record for 2678 Gaines Ct, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,264 sqft · built 2000 |
| Lot Size | 0.123 acres (5,367 sqft) |
| Owner | Trust Name on File |
| Last Sale | $266,000 (Oct 2000) |
| Tax Bill | $5,258 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Jan 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-440-120-000 |
| Primary APN | 238-440-120-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,264 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,367 sqft (0.123 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-440-12 |
|---|---|
| Street Address | 2678 GAINES CT |
| City | TRACY |
| State | CA |
| Zip | 95377-7907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 01-FM PT OF 238-040-09 |
| Legal Subdivision | LYON CROSSROADS |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5211 |
2678 Gaines Ct is owner-occupied and held in a trust since November 2017.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2678 GAINES CT, TRACY, CA 95377-7907 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Jan 18, 2018 | Quit Claim Deed, Transfer TITLE RESOURCES GUARANTY COMPANY |
| Jan 18, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2000 · Amount on File |
| Deed Sale | Oct 20, 2000 · Amount on File |
| Deed Document Number | 2000123055 |
| Last Transfer Date | Nov 26, 2017 |
| Transfer Doc | 0000005905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2678 GAINES CT, TRACY, CA 95377-7907 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | UNISOURCE TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000072167 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 2020-072167 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 18, 2018 |
| Property Address | 2678 GAINES CT, TRACY, CA 95377-7907 |
| Document Number | 0000005907 |
| Instrument Date | Nov 26, 2017 |
| Instrument | 5907 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2018 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2678 GAINES CT TRACY CA 953777907, TRACY, CA 95377-7907 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 18, 2018 |
| Property Address | 2678 GAINES CT, TRACY, CA 95377-7907 |
| Document Number | 0000005905 |
| Map Reference | MB 24 PG 100 |
| Instrument Date | Nov 26, 2017 |
| Instrument | 2018-005905 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE RESOURCES GUARANTY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2678 GAINES CT, TRACY, CA 95377-7907 |
| Document Number | 0000005906 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 2018-005906 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2047 |
The 2026 property tax bill for 2678 Gaines Ct was $5,258 with a homeowner's exemption, down 11.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,258.00 (-11.32%) | ||
| 2025 | $5,929.00 Homeowner's exemption | $400,164 Land $135,603 Building $264,561 | |
| 2023 | $5,434.00 (-2.84%) Homeowner's exemption | $384,628 Land $130,339 Building $254,289 | $744,120 |
| 2022 | $5,593.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2678 Gaines Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2678 Gaines Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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