2658 Gaines Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2658 Gaines Ct, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,434 sqft · built 2000
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$460,000 (Apr 2018)
Tax Bill$6,752 (2026)
Deeds & MortgagesSep 2021 Mortgage
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN238-440-140-000

Property Details

APN / Parcel Number

Primary APN238-440-140-000
Alternative APN
  • 238-440-14

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,434 sqft Living Area
1st Floor Area1,434 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,227 sqft (0.12 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number238-440-14
Street Address2658 GAINES CT
CityTRACY
StateCA
Zip95377-7907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYON CROSSROADS 02 LOT 14
Legal SubdivisionLYON CROSSROADS
Legal Block2
Legal Lot Number14
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2002
Census Tract5211

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2658 GAINES CT, TRACY, CA 95377-7907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
ADHI FINANCIAL INC
Nov 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 18, 2018Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2018 · Amount on Record
Deed SaleApr 18, 2018 · Amount on Record
Prior SaleAug 29, 2008 · Amount on Record
Deed Document Number201842929
Prior Transfer DateApr 7, 2015
Prior Transfer Doc0000039401
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2658 GAINES CT, TRACY, CA 95377-7907
Transaction TypeMortgage
Record UpdatedOct 11, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2658 GAINES CT, TRACY, CA 95377-7907

Mortgage

Document Number0000162379
DateSep 28, 2021
Instrument2021-162379
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2658 GAINES CT, TRACY, CA 95377-7907
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000113718
DateOct 7, 2019
Instrument2019-113718
Lender
NameADHI FINANCIAL INC
TypeNon-Lending Institution
AddressUNION CITY, CA 94587
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2658 GAINES CT, TRACY, CA 95377-7907
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNEXTITLE CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2658 GAINES CT, TRACY, CA 95377-7907

Mortgage

Document Number0000129288
DateNov 26, 2018
Instrument2018-129288
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 18, 2018
Property Address2658 GAINES CT, TRACY, CA 95377-7907
Document Number0000042929
Instrument DateApr 12, 2018
Instrument42929
Transaction TypeTransfer
Record UpdatedApr 26, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$506.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2658 GAINES CT TRACY CA 953777907, TRACY, CA 95377-7907

Mortgage

Document Number42930
DateApr 18, 2018
Instrument42930
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 17, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,752.00 (-9.06%)
2025$7,425.00 (+9.3%)$523,396 (+4.04%) Land $136,537 Building $386,859
2023$6,793.00 (-1.92%)$503,074 Land $131,236 Building $371,838$619,740
2022$6,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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