2659 Gaines Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2659 Gaines Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,789 sqft · built 2000
Lot Size	0.135 acres (5,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Nov 2010)
Tax Bill	$3,832 (2026)
Deeds & Mortgages	Sep 2021 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`238-440-090-000`

Property Details

APN / Parcel Number

Primary APN	`238-440-090-000`
Alternative APN	`238-440-09`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,789 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,885 sqft (0.135 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	238-440-09
Street Address	2659 GAINES CT
City	TRACY
State	CA
Zip	95377-7907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01-FM PT OF 238-040-09
Legal Subdivision	LYON CROSSROADS #2
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2002
Census Tract	5211

Owner

Source: San Joaquin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2837 HUXLEY PL, FREMONT, CA 94555-1415
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Quit Claim Deed, Transfer Quitclaim
May 28, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2010 · Amount on Record
Deed Sale	Nov 17, 2010 · Amount on Record
Prior Sale	Aug 17, 2010 · Amount on Record
Deed Document Number	2010149148
Last Transfer Date	Jun 22, 2021
Transfer Doc	0000149475
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 7, 2021
Property Address	2659 GAINES CT, TRACY, CA 95377-7907
Document Number	0000149475
Map Reference	MB 34 PG 100
Instrument Date	Jun 22, 2021
Instrument	2021-149475
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 HUXLEY PL, FREMONT, CA 94555-1415

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 28, 2021
Property Address	2659 GAINES CT, TRACY, CA 95377-7907
Document Number	0000093353
Map Reference	MB 34 PG 100
Instrument Date	May 26, 2021
Instrument	2021-093353
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship

Mortgage

Document Number	0000093354
Date	May 28, 2021
Instrument	2021-093354

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 30, 2017
Property Address	2659 GAINES CT, TRACY, CA 95377-7907
Document Number	0000074837
Instrument Date	May 10, 2017
Instrument	74837
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,832.00 (-14.92%)
2025	$4,504.00 (+8.66%)	$269,038 (+4.04%) Land $66,617 Building $202,421
2023	$4,145.00 (-4.29%)	$258,592 Land $64,031 Building $194,561	$611,370
2022	$4,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Matrix Broadband.

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