San Joaquin County property record for 2648 Gaines Ct, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,789 sqft · built 2000 |
| Lot Size | 0.121 acres (5,286 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Dec 2024) |
| Tax Bill | $7,917 (2026) |
| Deeds & Mortgages | Feb 2019 Transfer Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-440-150-000 |
| Primary APN | 238-440-150-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,789 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,286 sqft (0.121 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-440-15 |
|---|---|
| Street Address | 2648 GAINES CT |
| City | TRACY |
| State | CA |
| Zip | 95377-7907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LYON CROSSROADS 02 LOT 15 |
| Legal Subdivision | LYON CROSSROADS |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5211 |
2648 Gaines Ct is owned and occupied by two individuals who bought it in December 2024.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2648 GAINES CT, TRACY, CA 95377-7907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2019 | Quit Claim Deed, Transfer OTHER |
| Jul 11, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage WESTERN BANCORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on File |
| Deed Sale | Dec 19, 2024 · Amount on File |
| Prior Sale | Oct 27, 2000 · Amount on File |
| Deed Document Number | 2024115268 |
| Prior Transfer Date | Jun 29, 2017 |
| Prior Transfer Doc | 0000077840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 11, 2019 |
| Property Address | 2648 GAINES CT, TRACY, CA 95377-7907 |
| Document Number | 0000014676 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 14676 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2648 GAINES CT TRACY CA 953777907, TRACY, CA 95377-7907 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 11, 2017 |
| Property Address | 2648 GAINES CT, TRACY, CA 95377-7907 |
| Document Number | 0000077840 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 77840 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2648 GAINES CT TRACY CA 953777907, TRACY, CA 95377-7907 |
| Document Number | 77841 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 77841 |
| Name | WESTERN BANCORP |
|---|---|
| Type | Bank |
| Address | SAN JOSE, CA 95123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 10, 2047 |
The 2026 property tax bill for 2648 Gaines Ct was $7,917, down 17% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,917.00 (-17.05%) | ||
| 2025 | $9,544.00 | $715,000 Land $215,000 Building $500,000 | |
| 2023 | $4,797.00 (-3.46%) Homeowner's exemption | $325,850 Land $130,339 Building $195,511 | $659,880 |
| 2022 | $4,969.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2648 Gaines Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2648 Gaines Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures