2664 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 2664 E Smith Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,179 sqft · built 1969
Lot Size	2.92 acres (127,195 sqft)
Owner	2 Owner Names on File
Last Sale	$250,180 (Aug 2007)
Tax Bill	$3,662 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100863`

Property Details

APN / Parcel Number

Primary APN	`100863`
Alternative APNs	`390430 217042 0000` `107880`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,179 sqft Living Area
1st Floor Area	843 sqft
2nd Floor Area	336 sqft

Exterior

Year Built	Built 1969
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	127,195 sqft (2.92 acres)
Porch	Enclosed Porch
Porch Area	135 sqft
Deck Area	358 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	100863
Street Address	2664 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	W 165 FT OF S 791.5 FT OF TR DAF-E 1/2 E 1/2 SW-LESS RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 930325013
Legal Range	04
Legal Township	39
Legal Section	30
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1010
Census Tract	10702

Owner

The current owner of 2664 E Smith Rd bought it in August 2007.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Owner Names on File
Mailing Address	2664 E SMITH RD, BELLINGHAM, WA 98226-9510
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2007 · Amount on File
Deed Sale	Aug 16, 2007 · Amount on File
Deed Document Number	2070802655
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2664 E SMITH RD, BELLINGHAM, WA 98226-9510
Document Number	2201101524
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2664 E SMITH RD BELLINGHAM WA 982269510, BELLINGHAM, WA 98226-9510

Mortgage

Document Number	2201101524
Date	Nov 9, 2020
Instrument	1101524

Lender

Name	MORTGAGE MASTER SVC
Type	Mortgage Company
Address	KENT, WA 98032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2664 E Smith Rd was $3,662.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,662.00	$475,100 Land $264,313 Building $210,787	$475,100 Land $264,313 Building $210,787
2022		$412,658 Land $279,321 Building $133,337	$412,658 Land $279,321 Building $133,337
2021	$2,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2664 E Smith Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	17 (1983–2021)
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 9 claims Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2664 E Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20