2638 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 2638 E Smith Rd, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 2,707 sqft · built 1961
Lot Size4 acres (174,240 sqft)
OwnerOwner Name on Record
Last Sale$230,000 (Jun 1999)
Tax Bill$7,283 (2025)
Flood ZoneZone X (minimal risk)
APN57572

Property Details

APN / Parcel Number

Primary APN57572
Alternative APNs
  • 390430 177033 0000
  • 107866

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area2,707 sqft Living Area
1st Floor Area2,743 sqft
2nd Floor Area864 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Architectural StyleSplit Level
Exterior MaterialMetal
Foundation TypeConcrete
Roof MaterialMetal
Lot Area174,240 sqft (4 acres)

Exterior Amenities

PorchEnclosed Porch
Porch Area290 sqft
Deck Area426 sqft
Patio Area324 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number57572
Street Address2638 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionTHAT PTN OF SE SW DAF-BEG AT SW SEC COR-TH E ALG S SEC LI 1926.91 FT-TH N 30 FT TO TPOB ALSO BEING N R/W OF SMITH RD-TH N 581
Legal Range04
Legal Township39
Legal Section30
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1010
Census Tract10702

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address2638 E SMITH RD, BELLINGHAM, WA 98226-9510
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 1999 · Amount on Record
Deed SaleJun 30, 1999 · Amount on Record
Prior SaleJun 30, 1999 · Amount on Record
Deed Document Number1990605120
Deed Book / Page39043
Last Transfer DateOct 1, 2007
Transfer Doc2071000023
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMount Baker School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,283.00 (+46.07%)$944,845 (+31.92%) Land $294,154 Building $650,691$944,845 (+31.92%) Land $294,154 Building $650,691
2022$716,242 Land $270,433 Building $445,809$716,242 Land $270,433 Building $445,809
2021$4,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims17 (1983–2021)
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 9 claims
  • Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20

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