Whatcom County property record for 2650 E Smith Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,863 sqft · built 1994 |
| Lot Size | 9.17 acres (399,445 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,213 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 85040 |
| Primary APN | 85040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,863 sqft Living Area |
| 1st Floor Area | 2,863 sqft |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 399,445 sqft (9.17 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 77 sqft |
| Deck Area | 518 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|
| Account Number | 85040 |
|---|---|
| Street Address | 2650 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | W 1/2 SE SW-EXC W 220 FT THEREOF-EXC PTN DAF-BEG AT SW SEC COR-TH E ALG S SEC LI 1926.91 FT-TH N 30 FT TO TPOB ALSO BEING N R |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 30 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10702 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2650 E SMITH RD, BELLINGHAM, WA 98226-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,213.00 (+81.99%) | $1,325,008 (+64.21%) Land $314,715 Building $1,010,293 | $1,325,008 (+64.21%) Land $314,715 Building $1,010,293 |
| 2022 | $806,902 Land $311,876 Building $495,026 | $806,902 Land $311,876 Building $495,026 | |
| 2021 | $5,612.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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