2701 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 2701 E Smith Rd, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,856 sqft · built 1986
Lot Size14.8 acres (646,430 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Feb 2022)
Tax Bill$4,687 (2025)
Deeds & MortgagesFeb 2022 Sale
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN390431-325436-0000

Property Details

APN / Parcel Number

Primary APN390431-325436-0000
Alternative APNs
  • 108009
  • 588892

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,856 sqft Living Area
1st Floor Area944 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialMetal
Roof MaterialComposition Shingle
Lot Area646,430 sqft (14.8 acres)
PorchSlab
Porch Area18 sqft
Patio Area760 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number108009
Street Address2701 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionLOT 3 MURPHY SHORT PLAT AS REC BOOK 6 SHORT PLATS PG 24
Legal Range04
Legal Township39
Legal Section31
Legal SubdivisionMURPHY SHORT PLAT
Legal Block2
Legal Lot Number3
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2000
Census Tract101

Owner

Source: Whatcom County records · APN 390431-325436-0000

Assessment roll updated December 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2701 E SMITH RD, BELLINGHAM, WA 98226-9575
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Quit Claim Deed, Transfer
WHATCOM LAND TITLE
Feb 11, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 2022 · Amount on Record
Deed SaleFeb 11, 2022 · Amount on Record
Prior SaleNov 19, 2010 · Amount on Record
Deed Document Number20221462
Prior Transfer DateFeb 07, 2022
Prior Transfer Doc0000001463
Record UpdatedSep 20, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHATCOM WA
Recording DateFeb 11, 2022
Property Address2701 E SMITH RD, BELLINGHAM, WA 98226-9575
Document Number0000201462
Map ReferenceVOL 6 PG 24
Instrument DateFeb 11, 2022
Instrument2022-0201462
Transaction TypeTransfer
Record UpdatedNov 01, 2023
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
Tax$3,205.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2701 E SMITH RD, BELLINGHAM, WA 98226-9575

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWHATCOM WA
Recording DateFeb 11, 2022
Property Address2701 E SMITH RD, BELLINGHAM, WA 98226-9575
Document Number0000201463
Map ReferenceVOL 6PG 24
Instrument DateFeb 07, 2022
Instrument2022-0201463
Transaction TypeTransfer
Record UpdatedNov 01, 2023
Title CompanyWHATCOM LAND TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000201464
DateFeb 11, 2022
Instrument2022-0201464
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMount Baker School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,687.00 (+15.79%)$602,693 (+5.69%) Land $295,688 Building $307,005$602,693 (+5.69%) Land $295,688 Building $307,005
2022$570,261 Land $348,606 Building $221,655$570,261 Land $348,606 Building $221,655
2021$4,048.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Northwest Fiber
Fiber
6,000 / 6,000
Radiate Holdings
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 16 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMOUNT BAKER WATER ASSOCIATION
private · serves 500 people
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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