240 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 240 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,424 sqft · built 2008
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Dec 2024)
Tax Bill	$6,835 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0269-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0269-0120`
Alternative APNs	`00248440` `248440`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,424 sqft Living Area
1st Floor Area	1,652 sqft
Upper Floors Area	1,772 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Porch
Porch Area	1,324 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00248440
Street Address	240 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-6862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 269 LOT 12 ORB 321 PG 969
Legal Range	17E
Legal Township	23S
Legal Section	35
Legal Subdivision	SPRING HILL UN 6
Legal Block	269
Legal Lot Number	12
Legal Unit	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3016
Census Tract	41402

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	240 WATERFALL DR, SPRING HILL, FL 34608-6862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Nov 21, 2017	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Jul 18, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024 · Amount on Record
Deed Sale	Dec 6, 2024 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	2024075448
Deed Book / Page	4499 / 176
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	240 WATERFALL DR, SPRING HILL, FL 34608-6862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 WATERFALL DR, SPRING HILL, FL 34608-6862

Mortgage

Document Number	0038951253
Date	Oct 5, 2020
Book Page	3895/1253
Instrument	2020061585

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 4, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 21, 2017
Property Address	240 WATERFALL DR, SPRING HILL, FL 34608-6862
Document Number	0035270519
Book / Page	003527 / 000519
Instrument Date	Oct 17, 2017
Instrument	65629
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 WATERFALL DR SPRING HILL FL 346086862, SPRING HILL, FL 34608-6862

Mortgage

Document Number	35270523
Date	Nov 21, 2017
Book Page	003527/000523
Instrument	65630

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 18, 2017
Property Address	240 WATERFALL DR, SPRING HILL, FL 34608-6862
Document Number	0034890294
Book / Page	003489 / 000294
Instrument Date	Jun 6, 2017
Instrument	40666
Transaction Type	Foreclosure
Record Updated	Aug 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 TAPO CANYON RD SIMI VALLEY CA 930636712, SIMI VALLEY, CA 93063-6712

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,835.00 (+98.17%) Additional exemption filed	$518,270 (+90.75%) Land $43,864 Building $474,406	$518,270 (+5.52%) Land $43,864 Building $474,406
2023		$271,708 (+3%) Land $271,708
2022	$3,449.00 Homeowner's exemption Disabled Person's exemption	$263,794	$491,142 Land $40,174 Building $450,968

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Open Infra.

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