Santa Rosa County property record for 2638 Gemstone Cir, Pace, FL 32571 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,530 sqft Heated Area |
| Lot Size | 21,693 sqft (0.498 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $309,950 (2018) |
| Tax Bill | $2,676.00 (2024) |
| Primary APN | 23-2N-30-0077-00L00-0370 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,530 sqft Heated Area |
| Gross Area | 3,494 sqft Gross Area |
| 1st Floor | 3,126 sqft 1st Floor |
| Upper Floors | 273 sqft Upper Floors |
| Stories | 1 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Masonry Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 21,693 sqft (0.498 acres) |
| Depth X Width | 1,750 ft x 1,240 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 596 sqft Garage |
| Porch | Open Porch |
| Porch Area | 368 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 232N30007700L000370 |
|---|---|
| Street Address | 2638 GEMSTONE CIR |
| City | PACE |
| State | FL |
| Zip | 32571-6874 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | *ENHNCD LIFE EST* RESRVD IN: ASHLEY PLANTATION PHASE 4-A LOT 37 BLK L AS DES IN OR 3724 PG 705 & E-L/E RES IN OR 4382 PG 1102 |
| Legal Range | 30W |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Phase | 4 |
| Legal Block | L |
| Legal Lot Number | 37 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 10302 |
Source: Santa Rosa County records · APN 23-2N-30-0077-00L00-0370
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 2638 GEMSTONE CIR, PACE, FL 32571-6874 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 05, 2023 | Intrafamily Transfer, Transfer |
| May 03, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2018 · Amount on Record |
| Deed Sale | May 03, 2018 · Amount on Record |
| Prior Sale | May 03, 2018 · Amount on Record |
| Deed Doc Number | 0037240705 |
| Deed Book / Page | 3724 / 0705 |
| Last Transfer Date | Apr 05, 2023 |
| Transfer Doc | 0043821102 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2638 GEMSTONE CIR, PACE, FL 32571-6874 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2638 GEMSTONE CIR, PACE, FL 32571-6874 |
| Document Number | 0040990131 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 4099/131 |
| Instrument | 202122442 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 05, 2023 |
| Property Address | 2638 GEMSTONE CIR, PACE, FL 32571-6874 |
| Document Number | 0043821102 |
| Book / Page | 4382 / 1102 |
| Map Reference | MB 12 PG 29-30 |
| Instrument Date | Apr 04, 2023 |
| Instrument | 202314558 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2638 GEMSTONE CIR, PACE, FL 32571-6874 |
| Name | Verified Name |
|---|---|
| Address | 5863 PESCARA DR, PACE, FL 32571-8485 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 03, 2018 |
| Property Address | 2638 GEMSTONE CIR, PACE, FL 32571-6874 |
| Document Number | 0037240705 |
| Book / Page | 3724 / 0705 |
| Map Reference | MB 12 PG 29&30 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 201817687 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 2638 GEMSTONE CIR, MILTON, FL 32571-6874 |
| Document Number | 0201817688 |
|---|---|
| Date | May 03, 2018 |
| Instrument | 201817688 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,676.00 (+6.11%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $249,493 (+3%) | $403,370 (+3.41%) Land $80,000 Building $323,370 |
| 2023 | $2,522.00 (+0.12%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $242,226 (+3%) | $390,058 (+5.98%) Land $70,000 Building $320,058 |
| 2022 | $2,519.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $235,171 | $368,036 Land $48,000 Building $320,036 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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