Santa Rosa County property record for 2649 Gemstone Cir, Pace, FL 32571 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,896 sqft Heated Area |
| Lot Size | 22,041 sqft (0.505 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $531,200 (2021) |
| Tax Bill | $4,694.00 (2024) |
Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0460
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2649 GEMSTONE CIR, PACE, FL 32571-6875 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 02, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage LAKEVIEW LOAN SERVICING LLC |
| Aug 19, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 19, 2017 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Prior Sale | Dec 19, 2017 · Amount on Record |
| Deed Doc Number | 202155816 |
| Deed Book / Page | 4165 / 1529 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2649 GEMSTONE CIR, PACE, FL 32571-6875 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2649 GEMSTONE CIR, PACE, FL 32571-6875 |
| Document Number | 0040800950 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 4080/950 |
| Instrument | 202113697 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 19, 2021 |
| Property Address | 2649 GEMSTONE CIR, PACE, FL 32571-6875 |
| Document Number | 0041651529 |
| Book / Page | 4165 / 1529 |
| Map Reference | MB 12 PG 29-30 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 202155816 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,718.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 WT WILKINS RD, 214, RUTHERFORDTON, NC 28139-6616 |
| Name | Verified Name |
|---|---|
| Address | 2649 GEMSTONE CIR, PACE, FL 32571-6875 |
| Document Number | 41651531 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 4165/1531 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 19, 2017 |
| Property Address | 2649 GEMSTONE CIR, PACE, FL 32571-6875 |
| Document Number | 0036871545 |
| Book / Page | 3687 / 1545 |
| Map Reference | MB12 PG29-30 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 201752048 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,288.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 2649GERNSTO CORA ST, MILTON, FL 32570 |
| Document Number | 0201752049 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 201752049 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,694.00 (-0.57%) Homeowner's exemption Disabled Person's exemption | $417,320 (+3%) | $437,648 (+3.13%) Land $80,000 Building $357,648 |
| 2023 | $4,721.00 (+2.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $405,165 (+3%) | $424,376 (+7.88%) Land $70,000 Building $354,376 |
| 2022 | $4,609.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $393,364 | $393,364 Land $48,000 Building $345,364 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-2N-30-0077-00J00-0460 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,896 sqft Heated Area |
| Gross Area | 3,918 sqft Gross Area |
| 1st Floor | 3,678 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Masonry Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 22,041 sqft (0.505 acres) |
| Depth X Width | 1,750 ft x 1,260 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 782 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1 sqft Shed |
| Porch | Open Porch |
| Porch Area | 240 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 232N30007700J000460 |
|---|---|
| Street Address | 2649 GEMSTONE CIR |
| City | PACE |
| State | FL |
| Zip | 32571-6875 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PLANTATION PHASE 4-A LOT 46 BLK J AS DES IN OR 4165 PG 1529 |
| Legal Range | 30W |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Phase | 4 |
| Legal Block | J |
| Legal Lot Number | 46 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 10302 |
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