2648 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2648 Gemstone Cir, Pace, FL 32571 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2017
Square Footage	2,353 sqft Living Area
Lot Size	21,693 sqft (0.498 acres)
Garage	Attached, 420 sqft
Last Sale	$280,000 (2018)
Tax Bill	$4,732.00 (2025)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00L00-0360

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2310 35TH CT, ANACORTES, WA 98221-4721
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2018 · Amount on Record
Deed Sale	Jan 04, 2018 · Amount on Record
Prior Sale	May 01, 2016 · Amount on Record
Deed Doc Number	2018518
Deed Book / Page	3692 / 1254
Record Refreshed	Jun 08, 2026

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 04, 2018
Property Address	2648 GEMSTONE CIR, PACE, FL 32571-6874
Document Number	0036921254
Book / Page	3692 / 1254
Map Reference	MB12 PG29-30
Instrument Date	Dec 29, 2017
Instrument	201800518
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 GEMSTONE CIR, MILTON, FL 32571-6874

Mortgage

Document Number	0201800519
Date	Jan 04, 2018
Instrument	201800519

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,732.00 (+4.6%)	$385,907 (+0.57%) Land $80,000 Building $305,907	$385,907 (+0.57%) Land $80,000 Building $305,907
2024	$4,524.00 (+0.94%)	$383,708 (+3.42%) Land $80,000 Building $303,708	$383,708 (+3.42%) Land $80,000 Building $303,708
2023	$4,482.00 (+7.25%)	$371,023 (+6.3%) Land $70,000 Building $301,023	$371,023 (+6.3%) Land $70,000 Building $301,023
2022	$4,179.00	$349,021	$349,021 Land $48,000 Building $301,021

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 909 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`23-2N-30-0077-00L00-0360`
Alternative APN	`N30223007700L000360`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,353 sqft Living Area
Gross Area	3,100 sqft Gross Area
1st Floor	2,353 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	21,693 sqft (0.498 acres)
Depth X Width	175 ft x 124 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch Area	327 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	2648 GEMSTONE CIR
City	PACE
State	FL
Zip	32571-6874
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ASHLEY PLANTATION PHASE 4-A LOT 36 BLK L AS DES IN OR 3692 PG 1254
Legal Range	30W
Legal Township	2N
Legal Section	23
Legal Subdivision	ASHLEY PLANTATION
Legal Block	L
Legal Lot Number	36
Jurisdiction	SANTA ROSA FL
Minor Civil Division	PACE
Census Blockgroup	1
Census Block	1027
Census Tract	10302