2658 N River Trail Rd, Orange, CA 92865 Property Records

Orange County property record for 2658 N River Trail Rd, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,987 sqft · built 1984
Lot Size	0.079 acres (3,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Nov 2021)
Tax Bill	$8,274 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`374-731-63`

Property Details

APN / Parcel Number

Primary APN	`374-731-63`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,987 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	3,450 sqft (0.079 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	2658 N RIVER TRAIL RD
City	ORANGE
State	CA
Zip	92865-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10539 BLK LOT 94
Legal Subdivision	TRACT NO 10539
Legal Tract	10539
Legal Lot Number	94
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1000
Census Tract	76204

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2602 E VISTA POINT DR, ORANGE, CA 92867-1761
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Mar 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage R J NOBLE COMPANY
Nov 17, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Nov 18, 2011 · Amount on Record
Deed Document Number	2021706221
Prior Transfer Date	Oct 9, 2009
Prior Transfer Doc	0000565616
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2658 N RIVER TRAIL RD, ORANGE, CA 92865-2013
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2664 N VISTA VALLEY RD, ORANGE, CA 92867-1764

Mortgage

Document Number	0000405784
Date	Dec 13, 2022
Instrument	2022000405784

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2037

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2658 N RIVER TRAIL RD, ORANGE, CA 92865-2013
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 E VISTA POINT DR, ORANGE, CA 92867-1761

Mortgage

Document Number	0000122723
Date	Mar 30, 2022
Instrument	2022000122723

Lender

Name	R J NOBLE COMPANY
Type	Non-Lending Institution
Address	ORANGE, CA 92867

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 17, 2021
Property Address	2658 N RIVER TRAIL RD, ORANGE, CA 92865-2013
Document Number	0000706221
Map Reference	MB 462 PG 25-29
Instrument Date	Oct 14, 2021
Instrument	2021000706221
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2602 E VISTA POINT DR, ORANGE, CA 92867-1761

Mortgage

Document Number	0000706222
Date	Nov 17, 2021
Instrument	2021000706222

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,701 (+2%) Land $557,856 Building $199,845
2025	$8,274.00 (+2.25%)	$742,845 (+4.04%) Land $546,918 Building $195,927
2024	$8,092.00 (+2.25%)
2023	$7,914.00 (+1.96%)	$714,000 Land $525,680 Building $188,320
2022	$7,762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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