2644 N River Trail Rd, Orange, CA 92865 Property Records

Orange County property record for 2644 N River Trail Rd, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,987 sqft · built 1984
Lot Size	0.079 acres (3,450 sqft)
Owner	Trust Name on Record
Last Sale	$450,000 (Jun 2010)
Tax Bill	$6,484 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`374-731-60`

Property Details

APN / Parcel Number

Primary APN	`374-731-60`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,987 sqft Living Area

Exterior

Year Built	Built 1984
Lot Area	3,450 sqft (0.079 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2644 N RIVER TRAIL RD
City	ORANGE
State	CA
Zip	92865-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10539 BLK LOT 97
Legal Subdivision	10539
Legal Tract	10539
Legal Lot Number	97
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1000
Census Tract	76204

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2644 N RIVER TRAIL RD, ORANGE, CA 92865-2013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Feb 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2010 · Amount on Record
Deed Sale	Jun 30, 2010 · Amount on Record
Prior Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	0000310676
Last Transfer Date	Feb 19, 2020
Transfer Doc	0000069116
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2644 N RIVER TRAIL RD, ORANGE, CA 92865-2013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 N RIVER TRAIL RD, ORANGE, CA 92865-2013

Mortgage

Document Number	0000709281
Date	Dec 3, 2020
Instrument	2020000709281

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 19, 2020
Property Address	2644 N RIVER TRAIL RD, ORANGE, CA 92865-2013
Document Number	0000069116
Instrument Date	Jan 10, 2020
Instrument	69116
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2644 N RIVER TRAIL RD ORANGE CA 928652013, ORANGE, CA 92865-2013

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,484.00 (+4.63%) Homeowner's exemption	$580,864 (+4.04%) Land $390,436 Building $190,428
2023	$6,197.00 (+2.01%) Homeowner's exemption	$558,309 Land $375,274 Building $183,035
2022	$6,075.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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