Pinellas County property record for 2656 Summit St, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,280 sqft · built 1981 |
| Lot Size | 0.172 acres (7,488 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (May 2023) |
| Tax Bill | $5,926 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-757-7196-4 |
| Primary APN | C62-000-757-7196-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 1,280 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,488 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 296 sqft |
| Deck Area | Deck Area |
| Patio Area | 520 sqft |
| Shed | 1 Shed |
| Shed Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R337252 |
|---|---|
| Street Address | 2656 SUMMIT ST |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-3154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HILLTOP GROVES ESTATES BLK D, LOT 3 |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 31 |
| Legal Subdivision | HILLTOP GROVES ESTATES |
| Legal Tract | 40064 |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 27206 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2656 SUMMIT ST, PALM HARBOR, FL 34683-3154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 22, 2023 | Warranty Deed, Transfer · FHA Mortgage KEYSTONE FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on Record |
| Deed Sale | May 22, 2023 · Amount on Record |
| Prior Sale | Oct 14, 2015 · Amount on Record |
| Deed Document Number | 2023133074 |
| Deed Book / Page | 22448 / 581 |
| Prior Transfer Date | Aug 19, 2015 |
| Prior Transfer Doc | 0188911082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2656 SUMMIT ST, PALM HARBOR, FL 34683-3154 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2656 SUMMIT ST, PALM HARBOR, FL 34683-3154 |
| Document Number | 0228940417 |
|---|---|
| Date | Aug 15, 2024 |
| Book Page | 22894/417 |
| Instrument | 2024207638 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 1, 2064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 22, 2023 |
| Property Address | 2656 SUMMIT ST, PALM HARBOR, FL 34683-3154 |
| Document Number | 0224480581 |
| Book / Page | 22448 / 581 |
| Map Reference | MB 79 PG 89 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023133074 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Title Company | NOT AVAILABLE, TARPON TITLE OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2432 NE 15TH ST, GAINESVILLE, FL 32609-3143 |
| Name | Verified Name |
|---|---|
| Address | 5405 MOHAWK CT, THE COLONY, TX 75056-3814 |
| Document Number | 0022448583 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 22448/583 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,926.00 (+119.24%) Homeowner's exemption | $360,320 (+97.01%) Land $120,326 Building $239,994 | $360,320 (+2.16%) Land $120,326 Building $239,994 |
| 2023 | $2,703.00 (+13.48%) Homeowner's exemption | $182,891 (+11.13%) | $352,703 (+31.15%) Land $161,556 Building $191,147 |
| 2022 | $2,382.00 Homeowner's exemption | $164,567 | $268,931 Land $161,052 Building $107,879 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 2 (1993) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1993 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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