Pinellas County property record for 2635 Summit St, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,048 sqft · built 1981 |
| Lot Size | 0.174 acres (7,597 sqft) |
| Owner | Company Name on File |
| Last Sale | $205,000 (Dec 2017) |
| Tax Bill | $5,840 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2018 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-757-7192-3 |
| Primary APN | C62-000-757-7192-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| Gross Area | 1,784 sqft |
| 1st Floor Area | 1,048 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,597 sqft (0.174 acres) |
| Lot Dimensions | 100 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R337248 |
|---|---|
| Street Address | 2635 SUMMIT ST |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-3155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HILLTOP GROVES ESTATES BLK C, LOT 9 |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 31 |
| Legal Subdivision | HILLTOP GROVES ESTATES |
| Legal Tract | 40064 |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 27206 |
2635 Summit St is owned by a company that bought it in December 2017.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 120 S RIVERSIDE PLZ, 2000, CHICAGO, IL 60606-6995 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA |
| Feb 28, 2018 | Grant Deed, Transfer STEWART TITLE |
| Dec 5, 2017 | Warranty Deed, Transfer STEWART TITLE |
| Feb 13, 2017 | Trustee's Deed, Transfer Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2017 · Amount on File |
| Deed Sale | Dec 5, 2017 · Amount on File |
| Prior Sale | Jun 12, 2007 · Amount on File |
| Deed Document Number | 2017367895 |
| Deed Book / Page | 19862 / 1560 |
| Prior Transfer Date | Feb 14, 2003 |
| Prior Transfer Doc | 0000097504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2635 SUMMIT ST, PALM HARBOR, FL 34683-3155 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0219151329 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 21915/1329 |
| Instrument | 2022033548 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 28, 2018 |
| Property Address | 2635 SUMMIT ST, PALM HARBOR, FL 34683-3155 |
| Document Number | 0199551632 |
| Book / Page | 019955 / 001632 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 60608 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 5, 2017 |
| Property Address | 2635 SUMMIT ST, PALM HARBOR, FL 34683-3155 |
| Document Number | 0198621560 |
| Book / Page | 019862 / 001560 |
| Instrument Date | Nov 4, 2017 |
| Instrument | 367895 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 13, 2017 |
| Property Address | 2635 SUMMIT ST, PALM HARBOR, FL 34683-3155 |
| Document Number | 0195172615 |
| Book / Page | 019517 / 002615 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 47201 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 CROSSWINDS DR PALM HARBOR FL 346831303, PALM HARBOR, FL 34683-1303 |
The 2025 property tax bill for 2635 Summit St was $5,840, up 5.3% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,840.00 (+5.28%) | $313,815 Land $121,776 Building $192,039 | $313,815 Land $121,776 Building $192,039 |
| 2024 | $5,547.00 (+4.88%) | ||
| 2023 | $5,289.00 (+9.82%) | $315,865 (+12.04%) | $315,865 (+12.04%) Land $163,926 Building $151,939 |
| 2022 | $4,816.00 | $281,933 | $281,933 Land $168,198 Building $113,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2635 Summit St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 2 (1993) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1993 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2635 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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