2591 Summit St, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2591 Summit St, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 1981
Lot Size	0.174 acres (7,597 sqft)
Owner	Individual on Record
Last Sale	$220,000 (Apr 2018)
Tax Bill	$3,297 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-757-7190-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-7190-7`
Alternative APNs	`31-27-16-40064-003-0070` `162731400640030070` `R337246`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,404 sqft Heated Area
1st Floor Area	1,404 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,597 sqft (0.174 acres)
Lot Dimensions	100 ft deep x 76 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	94 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R337246
Old Parcel Number	162731400640030070
Street Address	2591 SUMMIT ST
City	PALM HARBOR
State	FL
Zip	34683-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP GROVES ESTATES BLK C, LOT 7
Legal Range	16
Legal Township	27
Legal Section	31
Legal Subdivision	HILLTOP GROVES ESTATES
Legal Block	C
Legal Lot Number	7
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2009
Census Tract	27206

Owner

Source: Pinellas County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	2591 SUMMIT ST, PALM HARBOR, FL 34683-3153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Jan 6, 1999
Deed Document Number	2018103022
Deed Book / Page	19999 / 0901
Record Updated	Jun 8, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 3, 2018
Property Address	2591 SUMMIT ST, PALM HARBOR, FL 34683-3153
Document Number	0199990901
Book / Page	19999 / 0901
Map Reference	MB79 PG89
Instrument Date	Mar 29, 2018
Instrument	2018103022
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TITLE & ABSTRACT AGCY OF AME

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33801 US HWY, 33801, PALM HARBOR, FL 34684

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2591 SUMMIT ST, PALM HARBOR, FL 34683-3153

Mortgage

Document Number	2018103023
Date	Apr 3, 2018
Instrument	2018103023

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,297.00 (+7.85%) Homeowner's exemption	$214,695 (+5.99%)	$296,246 (+8.31%) Land $126,908 Building $169,338
2023	$3,057.00 (+3.17%) Homeowner's exemption	$202,567 (+3%)	$273,507 (+3.44%) Land $152,064 Building $121,443
2022	$2,963.00 Homeowner's exemption	$196,667	$264,409 Land $167,603 Building $96,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	2 (1993)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20