2678 Summit St, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2678 Summit St, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details1 ba · 888 sqft · built 1981
Lot Size0.171 acres (7,488 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Nov 2015)
Tax Bill$4,581 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-757-7195-6

Property Details

APN / Parcel Number

Primary APNC62-000-757-7195-6
Alternative APNs
  • 31-27-16-40064-004-0020
  • 162731400640040020
  • R337251

Interior

Full Baths1 Bath
Stories1 Story
Building Area888 sqft Heated Area
1st Floor Area888 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,488 sqft (0.171 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Deck Area255 sqft
Patio Area255 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR337251
Old Parcel Number162731400640040020
Street Address2678 SUMMIT ST
CityPALM HARBOR
StateFL
Zip34683-3154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLTOP GROVES ESTATES BLK D, LOT 2
Legal Range16
Legal Township27
Legal Section31
Legal SubdivisionHILLTOP GROVES ESTATES
Legal BlockD
Legal Lot Number2
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2010
Census Tract27206

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2678 SUMMIT ST, PALM HARBOR, FL 34683-3154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2015 · Amount on File
Deed SaleNov 13, 2015 · Amount on File
Prior SaleFeb 27, 2004 · Amount on File
Deed Document Number2015331406
Deed Book / Page18987 / 2375
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2678 SUMMIT ST, PALM HARBOR, FL 34683-3154
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0211460211
DateAug 31, 2020
Book Page21146/211
Instrument2020260074
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2040

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2678 SUMMIT ST, PALM HARBOR, FL 34683-3154
Document Number0205980208
Instrument DateJun 25, 2019
Transaction TypeMortgage
Record UpdatedJul 22, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2678 SUMMIT ST PALM HARBOR FL 346833154, PALM HARBOR, FL 34683-3154

Mortgage

Document Number0205980208
DateJul 1, 2019
Book Page020598/000208
Instrument208301
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 30, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,581.00 (+3.25%) Homeowner's exemption$288,764 (-1.43%)$288,764 (-1.43%) Land $118,806 Building $169,958
2023$4,437.00 (+9.75%)$292,957 (+11.47%)$292,957 (+11.47%) Land $160,269 Building $132,688
2022$4,043.00$262,802$262,802 Land $164,566 Building $98,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims2 (1993)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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