Monroe County property record for 2625 Schrader Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,303 sqft · built 1990 |
| Lot Size | 10.6 acres (462,607 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,560 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-06-400-002-000 |
| Primary APN | 07-06-400-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,303 sqft Building Perimeter |
| 1st Floor Area | 1,159 sqft |
| Basement Area | 1,303 sqft |
| Unfinished Basement | 1,303 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 462,607 sqft (10.6 acres) |
| Garage Type | Mixed |
| Garage Area | 451 sqft |
| Porch | Slab |
| Porch Area | 361 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2625 SCHRADER DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART LOT 7A |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Lot Number | 7A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600402 |
2625 Schrader Dr is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2625 SCHRADER DR, WATERLOO, IL 62298-5325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2625 Schrader Dr was $8,560, up 7.6% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,560.00 (+7.59%) Homeowner's exemption | $148,640 Land $33,120 Building $115,520 | $445,920 Land $99,360 Building $346,560 |
| 2024 | $7,956.00 | ||
| 2022 | Additional exemption filed | $116,650 Land $33,120 Building $83,530 | $349,950 Land $99,360 Building $250,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2625 Schrader Dr in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2625 Schrader Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 50 / 10 |
May also be available: Verizon, Wisper ISP.
5G and 4G LTE (outdoors only)
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