Monroe County property record for 2600 Schrader Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,890 sqft · built 2000 |
| Lot Size | 11.7 acres (511,830 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,235 (2025) |
| Deeds & Mortgages | Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-06-400-005-000 |
| Primary APN | 07-06-400-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 511,830 sqft (11.7 acres) |
| Garage Area | 360 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,698 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2600 SCHRADER DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART LOT 7A |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Lot Number | 7A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600402 |
2600 Schrader Dr is owned and occupied by an individual.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2600 SCHRADER DR, WATERLOO, IL 62298-5325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 2600 SCHRADER DR, WATERLOO, IL 62298-5325 |
| Document Number | 0000388394 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 2600 SCHRADER DR WATERLOO IL 622985325, WATERLOO, IL 62298-5325 |
| Document Number | 0000388394 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 388394 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2600 Schrader Dr was $6,235, down 1% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,235.00 (-0.97%) Homeowner's exemption | $109,840 Land $35,030 Building $74,810 | $329,520 Land $105,090 Building $224,430 |
| 2024 | $6,296.00 | ||
| 2022 | Additional exemption filed | $63,000 Land $31,500 Building $31,500 | $189,000 Land $94,500 Building $94,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2600 Schrader Dr in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2600 Schrader Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 50 / 10 |
May also be available: Verizon, Wisper ISP.
5G and 4G LTE (outdoors only)
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